Credit union · NCUA insured
Pathways Financial Credit Union Credit Card Rates
Top CarrotPathways Financial Credit Union credit cards start at 9.96% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Pathways Financial Credit Union’s credit card rates compare
Compared with banks and credit unions near Columbus, OH, where Pathways Financial Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Pathways Financial Credit Union
9.96%APR
- Up to
- —
Crew Platinum Mastercard
Lowest rate
Scott Associates Credit Union Inc
8.99%APR
- Up to
- 15.99% APR
2nd-lowest rate
State Highway Patrol Federal Credit Union
8.99%APR
- Up to
- —
Pathways Financial Credit Union credit card score
83
Credit card score
Higher than 64% of U.S. banks and credit unions
- Purchase APRPurchase APR9.96%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Pathways Financial Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Crew Platinum Mastercard
Membership eligibility and credit approval required. Separate application required; existing Pathways credit cards cannot be converted and do not qualify for balance transfer promotion.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.96% | None | Fixed purchase APR as low as 9.96% based on creditworthiness. |
| Intro, 6 months | 0.96% | None | Applies to qualifying balance transfers for the first 6 months; no balance transfer fee. Existing Pathways loans and credit card balances are not eligible. Standard purchase APR applies after promotional period. |
Sources (2)
All captured Oct 16, 2026
Low Rate Credit Card
Also referred to as Pathways Low-Rate Platinum MasterCard. Maximum credit limit $25,000. Subject to credit approval and membership eligibility.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 11.49% | None | Rate as low as 11.49% APR. Rate is based on a credit score generated by Pathways of 740 or greater. |
Sources (4)
- pathwayscu.com/products/low-rate-credit-card
- pathwayscu.com/rates
- pathwayscu.com
- pathwayscu.com/disclosures/apr
All captured Oct 16, 2026
MasterCard Cash Back Rewards
Subject to credit approval and membership eligibility.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 16.49% | None | Standard variable APR as low as 16.49% APR. Rate is based on a credit score generated by Pathways of 740 or greater. |
| Intro, 12 months | 0.00% | None | Introductory 0% APR for 12 months (starts when new Mastercard is opened and is in effect for next 12 payment cycles) on balance transfers for new cards. A 3.00% balance transfer fee applies. After the promotional period, standard variable APR applies. |
Sources (3)
- pathwayscu.com/products/mastercard-cash-back-rewards
- pathwayscu.com/rates
- pathwayscu.com/disclosures/apr
All captured Oct 16, 2026
Who can join Pathways Financial Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.