Credit union · NCUA insured
Park View Federal Credit Union Auto Loan Rates
Park View Federal Credit Union auto loans start at 4.74% APR for a new vehicle and 4.99% for a used one. Rates checked October 22, 2026.
How Park View Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Harrisonburg, VA, where Park View Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Park View Federal Credit Union
4.74%APR
- Terms
- 49–60 months
- Up to
- 15.24% APR
New Auto Loan
Lowest rate
Everence
4.74%APR
- Terms
- up to 60 months
- Up to
- —
3rd-lowest rate
CommonWealth One
5.14%APR
- Terms
- 49–60 months
- Up to
- —
Park View Federal Credit Union auto loan score
85
Auto loan score
Higher than 71% of U.S. banks and credit unions
- New vehicleNew4.74%
- Used vehicleUsed4.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Park View Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Auto Loan
Vehicle value based on MSRP. Minimum financing amounts: $25,000 for terms up to 60 months with lowest rates, $10,000 for terms 61-84 months. Requires credit score of at least 780 and automatic payments from a Park View Checking Account for best rates. Financing up to 130%. No application fees.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 3.24%–13.99% | Model Year 2025 and newer |
| 37–48 months | 3.99%–14.49% | Model Year 2025 and newer; rate represents credit score of at least 780, minimum $25,000, and automatic payments from a Park View Checking Account |
| 49–60 months | 4.74%–15.24% | Model Year 2025 and newer; rate represents credit score of at least 780, minimum $25,000, and automatic payments from a Park View Checking Account |
| 61–72 months | 5.19%–15.99% | Model Year 2025 and newer; $10,000 minimum amount financed |
| 73–84 months | 5.54%–16.99% | Model Year 2025 and newer; $10,000 minimum amount financed |
Used Auto Loan
Vehicle value based on NADA retail values. Financing up to 130%. No application fees.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 3.74%–15.99% | Model Year 2019-2024 |
| 37–48 months | 4.49%–16.24% | Model Year 2019-2024 |
| 49–60 months | 4.99%–16.74% | Model Year 2019-2024 |
| 61–72 months | 5.49%–17.49% | Model Year 2019-2024 |
| 73–84 months | 6.04%–18.00% | Model Year 2019-2024 |
| up to 48 months | 5.54%–17.74% | Model Year 2018 and older |
| 49–60 months | 5.79%–18.00% | Model Year 2018 and older |
| 61–72 months | 6.44%–18.00% | Model Year 2018 and older |
Who can join Park View Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Individuals and immediate families who belong to or regularly attend one of the listed partner churches qualify for membership.
- Employees, retirees, and their immediate family members of partner businesses or nonprofits are eligible for membership.
- Members and volunteers of listed partner organizations (and their immediate families) are eligible for membership.
Military, government and schools
- Students, staff, faculty, eligible alumni, and their immediate families of listed affiliated schools are eligible for membership.
Family and household
- Immediate family members of an existing Park View Federal Credit Union member are eligible to join.
Other ways
- Homeowners of a Central Valley Habitat for Humanity-built home are eligible for membership.
1 more way to join
Other ways
- Residents and immediate family members of residents at Bridgewater Retirement Community, Sunnyside Retirement Community, or Virginia Mennonite Retirement Community are eligible.
Cost to join
- Membership requires a refundable $5 share deposit into a Rewards Account, with no membership fee.
Membership information collected October 4, 2026.