Credit union · NCUA insured
Parishioners Federal Credit Union Auto Loan Rates
Parishioners Federal Credit Union auto loans start at 4.49% APR for a new vehicle and 8.75% for a used one. Rates checked October 16, 2026.
How Parishioners Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Los Angeles, CA, where Parishioners Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Parishioners Federal Credit Union
4.49%APR
- Terms
- up to 60 months
- Discount
- Included in the rate
New (2025-2026) and Used Autos (current model years)
Lowest rate
Downey Federal Credit Union
3.49%APR
- Terms
- —
- Discount
- None included
2nd-lowest rate
United Catholics Federal CU
3.75%APR
- Terms
- up to 84 months
- Discount
- Included in the rate
Parishioners Federal Credit Union auto loan score
81
Auto loan score
Higher than 56% of U.S. banks and credit unions
- New vehicleNew4.49%
- Used vehicleUsed8.75%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Parishioners Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Motorcycle Loans (2016-current model years)
For 72 months require a minimum loan amount of $20,000. APR=Annual Percentage Rate.
| Terms | APR | Conditions |
|---|---|---|
| 36–72 months | 7.74% | As low as 7.74%. 72 months require a minimum loan amount of $20,000. |
Sources (1)
- parishionersfcu.org/rates · captured Oct 9, 2026
New (2025-2026) and Used Autos (current model years)
Up to 110% Financing based on MSRP for new vehicles and Retail Kelley Blue Book on used vehicles. Rates start as low as the rates shown and are based upon applicant credit qualifications. Rates posted include up to 1.00% discounts available (.25% for Fuel-Efficient Vehicle, .25% for GAP insurance offered by PFCU, .25% for MBI offered by PFCU, and .25% for Direct Deposit/Automatic payments to PFCU checking accounts); without discounts rate will be higher. Vehicle loan financing for terms of 72, 84, and 96 months require a minimum loan amount of $20,000, $40,000, and $60,000 respectively.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 3.99% | As low as 3.99% (APR Without Discounts: 4.99%). Includes up to 1.00% in available discounts. |
| up to 48 months | 3.99% | As low as 3.99% (APR Without Discounts: 4.99%). Includes up to 1.00% in available discounts. |
| up to 60 months | 4.49% | As low as 4.49% (APR Without Discounts: 5.49%). Includes up to 1.00% in available discounts. |
| up to 72 months | 5.24% | As low as 5.24% (APR Without Discounts: 6.24%). Requires a minimum loan amount of $20,000 for 72 months financing. Includes up to 1.00% in available discounts. |
| up to 84 months | 5.49% | As low as 5.49% (APR Without Discounts: 6.49%). Requires a minimum loan amount of $40,000 for 84 months financing. Includes up to 1.00% in available discounts. |
| up to 96 months | 5.99% | As low as 5.99% (APR Without Discounts: 6.99%). Requires a minimum loan amount of $60,000 for 96 months financing. Includes up to 1.00% in available discounts. |
Older Used Autos (2019 and older)
With 100% Financing of Retail Kelley Blue Book. APR=Annual Percentage Rate. Rates start as low as the rates shown.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 8.25% | As low as 8.25%. |
| up to 48 months | 8.50% | As low as 8.50%. |
| up to 60 months | 8.75% | As low as 8.75%. |
Sources (1)
- parishionersfcu.org/rates · captured Oct 9, 2026
Who can join Parishioners Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Individuals associated with specific Catholic parishes, parochial schools, and other Catholic-affiliated organizations served throughout Southern California are eligible for membership.
Cost to join
- A $5 membership fee is required upon submitting the membership application.
- An initial opening deposit of at least $5 into a share savings account is required for membership.
Membership information collected October 5, 2026.