Credit union · NCUA insured
Ouachita Valley FCU Credit Card Rates
Ouachita Valley FCU credit cards start at 15.75% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Ouachita Valley FCU’s credit card rates compare
Compared with banks and credit unions near Monroe, LA, where Ouachita Valley FCU has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Ouachita Valley FCU
15.75%APR
- Up to
- 17.99% APR
Rewards Credit Card
Lowest rate
Kraftman Federal Credit Union
9.90%APR
- Up to
- —
2nd-lowest rate
Sevenfold Federal Credit Union
9.90%APR
- Up to
- —
Ouachita Valley FCU credit card score
61
Credit card score
Higher than 4% of U.S. banks and credit unions
- Purchase APRPurchase APR15.75%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Ouachita Valley FCU ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Platinum Credit Card
Rate based on creditworthiness and term of loan. No annual fee, no balance transfer fee, and no transaction charges.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 5.99% | None | Introductory APR for the first 6 months. No annual fee, no balance transfer fee, no transaction charges. |
| Ongoing | 8.99%–17.99% | None | Rates after intro period based on creditworthiness criteria. No annual fee, no balance transfer fee, no transaction charges. |
Sources (2)
All captured Oct 5, 2026
Rewards Credit Card
Rate based on creditworthiness criteria. No annual fee, no balance transfer fee, and no transaction charges.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 15.75%–17.99% | None | Rate based on creditworthiness criteria. |
Sources (2)
All captured Oct 5, 2026
Who can join Ouachita Valley FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, work, worship, or attend school in Bienville, Caldwell, Catahoula, Claiborne, East Carroll, Franklin, Jackson, LaSalle, Lincoln, Madison, Morehouse, Ouachita, Richland, Tensas, Union, West Carroll, or Winn Parish are eligible for membership.
Employers and groups
- Employees who work for a sponsor company are eligible for membership.
Family and household
- Family members of employees who work for a sponsor company are eligible for membership.
Membership information collected October 5, 2026.