Bank · FDIC insured
Oregon Coast Bank Savings Rates
Oregon Coast Bank’s best savings rate is 1.00% APY on $10,000, with its Flagship Money Market. Rates checked October 22, 2026.
How Oregon Coast Bank’s savings rates compare
Compared with banks and credit unions near Newport, OR, where Oregon Coast Bank has the most branches. $10,000, best rate first.
This bank’s best
Oregon Coast Bank
1.00%APY
- Minimum
- $100
- Earns on $10,000 a year
- $100
Flagship Money Market
Top rate
WaFd Bank
3.82%APY
- Minimum
- $0
- Earns on $10,000 a year
- $382
2nd-highest rate
Columbia Bank
2.00%APY
- Minimum
- $10,000
- Earns on $10,000 a year
- $200
Oregon Coast Bank savings score
85
Savings score
Higher than 70% of U.S. banks and credit unions
- $1,000 balance$1,0001.00%
- $10,000 balance$10,0001.00%
- $100,000 balance$100,0001.20%
- QualifiedQualified1.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Oregon Coast Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Maritime Money Market
0.20%APY
Single APY on entire balance. The daily balance method is used to calculate interest, applying a daily periodic rate to the principal in the account each day. Interest rate and APY may change after account opening. Fees could reduce earnings.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $10,000 | 0.05% | — |
| $10,000 – $50,000 | 0.20% | $20 |
| $50,000 – $100,000 | 0.70% | — |
| $100,000 – $250,000 | 1.20% | — |
| $250,000 – $500,000 | 1.70% | — |
| $500,000 – $750,000 | 2.20% | — |
| $750,000 – $1,000,000 | 2.70% | — |
| $1,000,000 and up | 3.20% | — |
Sources (1)
- oregoncoast.bank/deposit-rates · captured Oct 3, 2026
Flagship Money Market
1.00%APY
Single APY on entire balance. The daily balance method is used to calculate interest, applying a daily periodic rate to the principal in the account each day. Interest rate and APY may change after account opening. Fees could reduce earnings.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceSingle APY applies to any balance.Any balance | 1.00% | $100 | Single APY applies to any balance. |
Sources (1)
- oregoncoast.bank/deposit-rates · captured Oct 3, 2026
Anchor Savings
0.10%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceMaintenance fee of $3 waived with $200 average daily balance. Paper statement fee of $3 waived with enrollment in e-statements.Any balance | 0.10% | $10 | Maintenance fee of $3 waived with $200 average daily balance. Paper statement fee of $3 waived with enrollment in e-statements. |
Sources (3)
- oregoncoast.bank/personal-bank…nal-checking-and-savings
- oregoncoast.bank/personal-bank…savings/everyday-savings
- oregoncoast.bank/deposit-rates
All captured Oct 3, 2026
Special-purpose accounts
Skipper Savings
1.07%APY on $10,000
Primary owner must be 12 years or younger.
| Part of the balance | Rate on that part |
|---|---|
| Up to $2,500 | 3.93% |
| $2,500 and up | 0.10% |
On $10,000 the tiers blend to about 1.07% APY, earning $107 a year.
Sources (3)
- oregoncoast.bank/personal-bank…nal-checking-and-savings
- oregoncoast.bank/personal-bank…ong-checking-and-savings
- oregoncoast.bank/deposit-rates
All captured Oct 3, 2026
Voyager Savings
1.07%APY on $10,000
Primary owner must be between 13 and 24 years old.
| Part of the balance | Rate on that part |
|---|---|
| Up to $2,500 | 3.93% |
| $2,500 and up | 0.10% |
On $10,000 the tiers blend to about 1.07% APY, earning $107 a year.
Sources (3)
- oregoncoast.bank/personal-bank…nal-checking-and-savings
- oregoncoast.bank/personal-bank…ong-checking-and-savings
- oregoncoast.bank/deposit-rates
All captured Oct 3, 2026
Health Savings Account
0.70%APY
Must be paired with a high-deductible health plan.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.70% | $70 |
Sources (2)
All captured Oct 3, 2026
Admiral Savings
0.10%APY
For customers over 60 years of age.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceMaintenance fee of $3 waived with $200 average daily balance. Paper statement fee of $0.Any balance | 0.10% | $10 | Maintenance fee of $3 waived with $200 average daily balance. Paper statement fee of $0. |
Sources (3)
- oregoncoast.bank/personal-bank…nal-checking-and-savings
- oregoncoast.bank/personal-bank…ong-checking-and-savings
- oregoncoast.bank/deposit-rates
All captured Oct 3, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.