Bank · FDIC insured
One World Bank CD Rates
A $290.1M bank headquartered in Dallas, TX, with 4 branches in Texas.
How One World Bank’s CD rates compare
Compared with banks and credit unions near Dallas, TX, where One World Bank has the most branches. $10,000, best rate first.
This bank’s best
One World Bank
4.00%APY
- Term
- 6 months
- Minimum
- $1,000
- Earns on $10,000
- $198
Certificate Of Deposit (CD)
Top rate
National Police FCU
4.71%APY
- Term
- 36 months
- Minimum
- $500
- Earns on $10,000
- $1,481
2nd-highest rate
Advancial Federal Credit Union
4.66%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $2,558
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Special-purpose accounts
Certificate Of Deposit (CD)
Up to 4.00%APY · 8 terms
Notes: Special CD promotions are not reflected in this chart. Please contact your local branch for more information on current specials. $1,000 minimum deposit to open. Interest rates are variable and determined daily by One World Bank's discretion. CD product rates are fixed upon opening the account. A penalty may be imposed for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 1 month30 Day term. Interest compounded monthly. APY assumes principal and earned interest remains on deposit until maturity | 3.75% | $31 |
| 3 months90 Day term. Interest compounded monthly. APY assumes principal and earned interest remains on deposit until maturity | 3.80% | $94 |
| 6 months180 Day term. Interest compounded monthly. APY assumes principal and earned interest remains on deposit until maturity | 4.00% | $198 |
| 9 months9 Month Special. Interest compounded monthly. APY assumes principal and earned interest remains on deposit until maturity | 3.95% | $295 |
| 12 months365 Day (includes IRA). Interest compounded monthly. APY assumes principal and earned interest remains on deposit until maturity | 3.90% | $390 |
| 13 months13 Month Special. Interest compounded monthly. APY assumes principal and earned interest remains on deposit until maturity | 3.90% | $423 |
| 18 months18 Mos. CD (includes IRA). Interest compounded monthly. APY assumes principal and earned interest remains on deposit until maturity | 3.50% | $530 |
| 24 monthsTwo Year CD (includes IRA). Interest compounded monthly. APY assumes principal and earned interest remains on deposit until maturity | 3.50% | $712 |
Sources (1)
- oneworldbank.com/bank-rates · captured Oct 6, 2026
Independent Retirement Accounts (IRA)
Up to 4.00%APY · 6 terms
Notes: $1,000 minimum deposit to open. Interest rates are variable and determined daily at One World Bank's discretion. CD product rates are fixed upon opening the account. A penalty may be imposed for early withdrawal. Certificates are available for IRA investments - the same rates apply.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months180 Day (6 Months) term. Interest compounded monthly. APY assumes principal and earned interest remains on deposit until maturity | 4.00% | $198 |
| 12 months365 Day (1 Year) term. Interest compounded monthly. APY assumes principal and earned interest remains on deposit until maturity | 3.90% | $390 |
| 18 months18 months (1.5 Years) term. Interest compounded monthly. APY assumes principal and earned interest remains on deposit until maturity | 3.50% | $530 |
| 24 months24 Months (2 Years) term. Interest compounded monthly. APY assumes principal and earned interest remains on deposit until maturity | 3.50% | $712 |
| 36 months36 Months (3 Years) term. Interest compounded monthly. APY assumes principal and earned interest remains on deposit until maturity | 3.00% | $927 |
| 60 months60 Months (5 Years) term. Interest compounded monthly. APY assumes principal and earned interest remains on deposit until maturity | 3.00% | $1,593 |
Sources (1)
- oneworldbank.com/bank-rates · captured Oct 6, 2026
Jumbo Certificate Of Deposit (CD)
Up to 4.00%APY · 8 terms
Notes: Special CD promotions are not reflected in this chart. Please contact your local branch for more information on current specials. $1,000 minimum deposit to open. Interest rates are variable and determined daily by One World Bank's discretion. CD product rates are fixed upon opening the account. A penalty may be imposed for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 1 month30 Day term. Interest compounded monthly. APY assumes principal and earned interest remains on deposit until maturity | 3.75% | $31 |
| 3 months90 Day term. Interest compounded monthly. APY assumes principal and earned interest remains on deposit until maturity | 3.80% | $94 |
| 6 months180 Day term. Interest compounded monthly. APY assumes principal and earned interest remains on deposit until maturity | 4.00% | $198 |
| 9 months9 Month Special. Interest compounded monthly. APY assumes principal and earned interest remains on deposit until maturity | 3.95% | $295 |
| 12 months365 Day (includes IRA). Interest compounded monthly. APY assumes principal and earned interest remains on deposit until maturity | 3.90% | $390 |
| 13 months13 Month Special. Interest compounded monthly. APY assumes principal and earned interest remains on deposit until maturity | 3.90% | $423 |
| 18 months18 Mos. CD (includes IRA). Interest compounded monthly. APY assumes principal and earned interest remains on deposit until maturity | 3.50% | $530 |
| 24 monthsTwo Year CD (includes IRA). Interest compounded monthly. APY assumes principal and earned interest remains on deposit until maturity | 3.50% | $712 |
Sources (1)
- oneworldbank.com/bank-rates · captured Oct 6, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.