Credit union · NCUA insured
Oklahoma Educators Credit Union of Oklahoma City Auto Loan Rates
Oklahoma Educators Credit Union of Oklahoma City auto loans start at 7.99% APR for a new vehicle and 7.99% for a used one. Rates checked October 23, 2026.
How Oklahoma Educators Credit Union of Oklahoma City’s auto loan rates compare
Compared with banks and credit unions near Oklahoma City, OK, where Oklahoma Educators Credit Union of Oklahoma City has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Oklahoma Educators Credit Union of Oklahoma City
7.99%APR
- Terms
- up to 84 months
- Up to
- —
- Discount
- None included
Auto Loans
Lowest rate
Credit Union One of Oklahoma
3.99%APR
- Terms
- up to 84 months
- Up to
- 5.99% APR
- Discount
- None included
2nd-lowest rate
Oklahoma's Credit Union
4.24%APR
- Terms
- up to 60 months
- Up to
- —
- Discount
- Included in the rate
Oklahoma Educators Credit Union of Oklahoma City auto loan score
60
Auto loan score
Higher than 2% of U.S. banks and credit unions
- New vehicleNew7.99%
- Used vehicleUsed7.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Oklahoma Educators Credit Union of Oklahoma City ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans
Membership eligibility required. Certain terms and conditions may apply. Rates are based on borrower's creditworthiness.
| Terms | APR | Conditions |
|---|---|---|
| up to 84 months | 7.99% | Payment example: $25,000 borrowed for 84 months at 7.99% APR = $389.70 per month. Terms up to 84 months. Rates based on creditworthiness. Not all applicants will qualify for the lowest rate. Valid for new or used car purchase or refinancing. |
Sources (1)
- oecu.com/loans/auto-loans · captured Oct 23, 2026
Who can join Oklahoma Educators Credit Union of Oklahoma City
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Membership is open to Select Employee Groups within the State of Oklahoma.
Military, government and schools
- Membership is open to all school employees and students within the State of Oklahoma.
Family and household
- Membership is open to immediate family members (spouse, child, parent, brother, sister, stepparent, stepchild, grandchild, grandparent, and adopted children) of anyone who qualifies for membership.
Other ways
- Membership is open to Select Associational Groups within the State of Oklahoma.
Cost to join
- Opening a savings (share) account requires a $5 minimum deposit to qualify for membership.
Membership information collected October 4, 2026.