Credit union · NCUA insured
Oklahoma Educators Credit Union of Oklahoma City Credit Card Rates
Oklahoma Educators Credit Union of Oklahoma City credit cards start at 9.49% APR on purchases, after any introductory rate. Rates checked October 15, 2026.
How Oklahoma Educators Credit Union of Oklahoma City’s credit card rates compare
Compared with banks and credit unions near Oklahoma City, OK, where Oklahoma Educators Credit Union of Oklahoma City has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Oklahoma Educators Credit Union of Oklahoma City
9.49%APR
- Up to
- —
Visa Platinum
Lowest rate
Oklahoma Federal Credit Union
7.00%APR
- Up to
- 11.00% APR
2nd-lowest rate
Farmers Insurance Federal Credit Union
8.99%APR
- Up to
- 18.00% APR
Oklahoma Educators Credit Union of Oklahoma City credit card score
87
Credit card score
Higher than 80% of U.S. banks and credit unions
- Purchase APRPurchase APR9.49%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Oklahoma Educators Credit Union of Oklahoma City ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Classic
Applies to purchases, balance transfers, and cash advances. Minimum payment is $25 or 2.5% of the balance.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.90% | None | Fixed rate on purchases, balance transfers, and cash advances. |
Sources (1)
- oecu.com/credit-card-rates · captured Oct 7, 2026
Visa Platinum
Rates are fixed and apply to purchases, balance transfers, and cash advances based on creditworthiness. Minimum payment is $25 or 2.5% of the balance.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.49% | None | Rate based on creditworthiness. Fixed rate on purchases, balance transfers, and cash advances. |
| Ongoing | 12.99% | None | Rate based on creditworthiness. Fixed rate on purchases, balance transfers, and cash advances. |
| Ongoing | 15.99% | None | Rate based on creditworthiness. Fixed rate on purchases, balance transfers, and cash advances. |
| Ongoing | 18.00% | None | Rate based on creditworthiness. Fixed rate on purchases, balance transfers, and cash advances. |
Who can join Oklahoma Educators Credit Union of Oklahoma City
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Membership is open to Select Employee Groups within the State of Oklahoma.
Military, government and schools
- Membership is open to all school employees and students within the State of Oklahoma.
Family and household
- Membership is open to immediate family members (spouse, child, parent, brother, sister, stepparent, stepchild, grandchild, grandparent, and adopted children) of anyone who qualifies for membership.
Other ways
- Membership is open to Select Associational Groups within the State of Oklahoma.
Cost to join
- Opening a savings (share) account requires a $5 minimum deposit to qualify for membership.
Membership information collected October 4, 2026.