Credit union · NCUA insured
Credit Union One of Oklahoma Auto Loan Rates
Top CarrotCredit Union One of Oklahoma auto loans start at 4.24% APR for a new vehicle and 4.24% for a used one. Rates checked October 15, 2026.
How Credit Union One of Oklahoma’s auto loan rates compare
Compared with banks and credit unions near Oklahoma City, OK, where Credit Union One of Oklahoma has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Credit Union One of Oklahoma
4.24%APR
- Terms
- 49–60 months
- Discount
- None included
Auto Loans
2nd-lowest rate
Oklahoma's Credit Union
4.24%APR
- Terms
- up to 60 months
- Discount
- Included in the rate
3rd-lowest rate
Navy Federal Credit Union
4.29%APR
- Terms
- 37–60 months
- Discount
- None included
Credit Union One of Oklahoma auto loan score
93
Auto loan score
Higher than 94% of U.S. banks and credit unions
- New vehicleNew4.24%
- Used vehicleUsed4.24%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Credit Union One of Oklahoma ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans
Membership with Credit Union One of Oklahoma required. Actual rate and term will vary based on creditworthiness, model year, and loan amount. Advertised rate includes a 0.25% loyalty discount for qualifying borrowers and a 0.25% discount for direct deposit of at least $1,500.00 per month into a CUOne Rewards or Investor Checking account. Lowest available rate is 3.24% APR even after applicable discounts.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 3.24% | Model year 2023 - Newer. |
| 37–48 months | 3.74% | Model year 2023 - Newer. |
| 49–60 months | 4.24% | Model year 2023 - Newer. |
| 61–72 months | 4.49% | Model year 2023 - Newer. |
| 73–84 months | 4.99% | Model year 2023 - Newer. |
| up to 36 months | 3.99% | Model year 2019 - 2022. |
| 37–48 months | 4.49% | Model year 2019 - 2022. |
| 49–60 months | 4.74% | Model year 2019 - 2022. |
| 61–72 months | 4.99% | Model year 2019 - 2022. |
| 73–84 months | 5.49% | Model year 2019 - 2022. |
| up to 36 months | 6.24% | Model year 2016 - 2018. |
| 37–48 months | 6.74% | Model year 2016 - 2018. |
| 49–60 months | 7.24% | Model year 2016 - 2018. |
Sources (3)
All captured Oct 5, 2026
Credit Union Owned Autos
Special financing on credit union owned vehicles.
| Terms | APR | Conditions |
|---|---|---|
| up to 84 months | 3.99%–5.99% | — |
Sources (1)
- cuoneok.org/Rates/Loan-Rates · captured Oct 5, 2026
Motorcycle, ATV, Personal Watercraft
Motorcycle, ATV, Personal Watercraft loans. Actual rate, term, and loan amount determined by creditworthiness, collateral, and other factors. Advertised rate includes a 0.25% loyalty discount and a 0.25% direct deposit discount.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 5.24% | — |
| 61–72 months | 6.49% | — |
| 73–84 months | 6.99% | — |
| up to 60 months | 6.74% | — |
| 61–72 months | 6.99% | — |
| 73–84 months | 7.49% | — |
Sources (1)
- cuoneok.org/Rates/Loan-Rates · captured Oct 5, 2026
Who can join Credit Union One of Oklahoma
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.