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Credit union · NCUA insured

Homeland Credit Union Auto Loan Rates

Top Carrot, Carrot Score 99Top Carrot

Homeland Credit Union auto loans start at 4.19% APR for a new vehicle and 4.19% for a used one. Rates checked October 16, 2026.

How Homeland Credit Union’s auto loan rates compare

Compared with banks and credit unions near Chillicothe, OH, where Homeland Credit Union has the most branches. New vehicle, lowest advertised APR first.

  • Top Carrot, Carrot Score 99

    This credit union’s lowest

    Homeland Credit Union

    4.19%APR

    Terms
    up to 66 months
    Up to
    16.99% APR

    Auto Loans

  • Top Carrot, Carrot Score 97

    2nd-lowest rate

    Chivaho Federal Credit Union

    4.25%APR

    Terms
    up to 75 months
    Up to
    —

    Chivaho Federal Credit Union rates

  • Top Carrot, Carrot Score 89

    3rd-lowest rate

    Universal 1 Credit Union

    4.54%APR

    Terms
    up to 63 months
    Up to
    14.06% APR

    Universal 1 Credit Union rates

Compare auto loan rates near you →

Homeland Credit Union auto loan score

93

Auto loan score

Higher than 95% of U.S. banks and credit unions

By vehicle
  • New vehicleNew4.19%
  • Used vehicleUsed4.19%

Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.

How the score works →

Where Homeland Credit Union ranks

By auto loan score, in each area where it has branches

Every rate

Current auto loan rates

Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.

Who can join Homeland Credit Union

We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.

Visit institution website ↗Branches and institution details
← Homeland Credit Union overview