Credit union · NCUA insured
Oahe Federal Credit Union Savings Rates
Oahe Federal Credit Union’s best savings rate is 1.00% APY on $10,000, with its Regular Share Accounts. Rates checked October 22, 2026.
How Oahe Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Pierre, SD, where Oahe Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Oahe Federal Credit Union
1.00%APY
- Minimum
- $25
- Earns on $10,000 a year
- $100
Regular Share Accounts
Top rate
First Dakota National Bank
2.57%APY
- Minimum
- —
- Earns on $10,000 a year
- $257
2nd-highest rate
American Bank & Trust
1.00%APY
- Minimum
- $50
- Earns on $10,000 a year
- $100
Oahe Federal Credit Union savings score
85
Savings score
Higher than 69% of U.S. banks and credit unions
- $1,000 balance$1,0001.00%
- $10,000 balance$10,0001.00%
- $100,000 balance$100,0001.00%
- QualifiedQualified1.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Oahe Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Regular Share Accounts
1.00%APY
Dividends are based on daily balances, posted on the first day of each new quarter, and paid on balances of $50.00 or greater. Deposit of $25.00 establishes the account.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $50 and upDividends paid on balances of $50.00 or greater; posted quarterly based on daily balances.$50 and up | 1.00% | $100 | Dividends paid on balances of $50.00 or greater; posted quarterly based on daily balances. |
Sources (1)
- oahefcu.coop/member-savings · captured Sep 19, 2026
Special-purpose accounts
Christmas Club Accounts
1.25%APY
Disbursements are done by check mailed to the member in early November. Penalty of $10.00 charged for early withdrawals.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 1.25% | $125 |
Sources (1)
- oahefcu.coop/member-savings · captured Sep 19, 2026
Who can join Oahe Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of any business registered with South Dakota Retailers Association are eligible for membership.
- Employees of St. Mary Hospital are eligible for membership.
Military, government and schools
- Employees of Ft. Pierre School District are eligible for membership.
- Employees of Pierre Head Start are eligible for membership.
- Employees of Pierre School District are eligible for membership.
- Employees of Pierre Indian Learning Center are eligible for membership.
5 more ways to join
Military, government and schools
- Employees of the City of Fort Pierre are eligible for membership.
- Employees of the City Of Pierre are eligible for membership.
- Federal Government employees located within 50 miles of Pierre are eligible for membership.
- Employees of the State of South Dakota are eligible for membership.
Family and household
- Immediate family members (relatives by blood, marriage, legal adoption, or legal guardianship) of eligible members are eligible for membership.
Cost to join
- Membership requires maintaining a $25.00 minimum Share Account balance in the primary credit union savings account.
Membership information collected October 4, 2026.