Credit union · NCUA insured
Oahe Federal Credit Union Credit Card Rates
Oahe Federal Credit Union credit cards start at 9.90% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Oahe Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Pierre, SD, where Oahe Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Oahe Federal Credit Union
9.90%APR
VISA® Credit Card
Lowest rate
Black Hills Federal Credit Union
7.75%APR
3rd-lowest rate
Dakota Plains FCU
12.99%APR
Oahe Federal Credit Union credit card score
84
Credit card score
Higher than 65% of U.S. banks and credit unions
- Purchase APRPurchase APR9.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Oahe Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
VISA® Credit Card
Rate applies equally to balance transfers, cash advances, and purchases.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.90% | None | Fixed rate. Rate is the same for balance transfers, cash advances, and purchases. No monthly or annual fees. Grace period of at least 25 days after the close of each billing cycle to avoid interest on purchases. |
Who can join Oahe Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of any business registered with South Dakota Retailers Association are eligible for membership.
- Employees of St. Mary Hospital are eligible for membership.
Military, government and schools
- Employees of Ft. Pierre School District are eligible for membership.
- Employees of Pierre Head Start are eligible for membership.
- Employees of Pierre School District are eligible for membership.
- Employees of Pierre Indian Learning Center are eligible for membership.
5 more ways to join
Military, government and schools
- Employees of the City of Fort Pierre are eligible for membership.
- Employees of the City Of Pierre are eligible for membership.
- Federal Government employees located within 50 miles of Pierre are eligible for membership.
- Employees of the State of South Dakota are eligible for membership.
Family and household
- Immediate family members (relatives by blood, marriage, legal adoption, or legal guardianship) of eligible members are eligible for membership.
Cost to join
- Membership requires maintaining a $25.00 minimum Share Account balance in the primary credit union savings account.
Membership information collected October 4, 2026.