Credit union · NCUA insured
Dakota Plains FCU Credit Card Rates
Dakota Plains FCU credit cards start at 12.99% APR on purchases, after any introductory rate. Rates checked October 15, 2026.
How Dakota Plains FCU’s credit card rates compare
Compared with banks and credit unions near Rapid City, SD, where Dakota Plains FCU has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Dakota Plains FCU
12.99%APR
- Up to
- —
VISA® Card And VISA® Platinum
Lowest rate
Aspen Federal Credit Union
7.00%APR
- Up to
- 11.90% APR
2nd-lowest rate
Black Hills Federal Credit Union
7.75%APR
- Up to
- —
Dakota Plains FCU credit card score
67
Credit card score
Higher than 18% of U.S. banks and credit unions
- Purchase APRPurchase APR12.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Dakota Plains FCU ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
VISA® Card And VISA® Platinum
Rates based on credit history; other rates may apply. 25-day grace period to repay purchases balance before being charged a finance charge. No minimum finance charge. No transaction fee for purchases or cash.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.99% | None | Rates as low as 12.99% APR based on credit history, other rates may apply. |
Sources (1)
- dakotaplainsfcu.com · captured Oct 7, 2026
Who can join Dakota Plains FCU
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.