Credit union · NCUA insured
Nymeo Federal Credit Union Auto Loan Rates
Nymeo Federal Credit Union auto loans start at 5.24% APR for a new vehicle and 5.24% for a used one. Rates checked October 22, 2026.
How Nymeo Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Washington, DC-VA-MD-WV, where Nymeo Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Nymeo Federal Credit Union
5.24%APR
- Terms
- —
Auto Loans
Lowest rate
TruEnergy Federal Credit Union
3.74%APR
- Terms
- up to 60 months
2nd-lowest rate
PenFed Credit Union
3.84%APR
- Terms
- up to 60 months
Nymeo Federal Credit Union auto loan score
79
Auto loan score
Higher than 48% of U.S. banks and credit unions
- New vehicleNew5.24%
- Used vehicleUsed5.24%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Nymeo Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans
Rates, terms, and conditions are subject to change and may vary based on creditworthiness, loan amount, vehicle model year, and other factors. Additional disclosures, eligibility requirements, and membership guidelines apply. Option to make automatic payments with direct deposit.
| Terms | APR | Conditions |
|---|---|---|
| — | 5.24% | Rates as low as 5.24% APR for purchasing a new auto, used auto, or refinancing an existing auto loan. Rates vary based on creditworthiness, loan amount, vehicle model year, and other factors. |
Sources (1)
- nymeo.org/personal/loans/auto-loans · captured Oct 7, 2026
Who can join Nymeo Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, work, worship, attend school, volunteer, or conduct regular business in eligible counties in MD (Carroll, Frederick, Howard, Montgomery, Washington), WV (Berkeley, Jefferson, Morgan), or PA (Franklin) are eligible to join.
Family and household
- Immediate family members of an existing member (parents, stepparents, children, stepchildren, siblings, stepsiblings, grandchildren, and grandparents) are eligible to join.
- Household members living in the same residence maintaining a single economic unit with an existing member are eligible to join.
Other ways
- Individuals not otherwise eligible can join through affiliation with a Nymeo-supported charitable organization (e.g., Humane Society of Frederick County, Maryland) via a minimum $10.00 contribution made on their behalf by Nymeo.
Cost to join
- It costs $5 to get started and open membership.
Membership information collected October 4, 2026.