Credit union · NCUA insured
Nutmeg State Financial Credit Union Auto Loan Rates
Top CarrotNutmeg State Financial Credit Union auto loans start at 5.50% APR for a new vehicle and 5.50% for a used one. Rates checked October 22, 2026.
How Nutmeg State Financial Credit Union’s auto loan rates compare
Compared with banks and credit unions near New Haven, CT, where Nutmeg State Financial Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Nutmeg State Financial Credit Union
5.50%APR
- Terms
- up to 84 months
- Discount
- Included in the rate
New Vehicle Loan
Lowest rate
GE Credit Union
3.99%APR
- Terms
- up to 60 months
- Discount
- Included in the rate
2nd-lowest rate
MSCU
4.49%APR
- Terms
- —
- Discount
- None included
Nutmeg State Financial Credit Union auto loan score
68
Auto loan score
Higher than 23% of U.S. banks and credit unions
- New vehicleNew5.50%
- Used vehicleUsed5.50%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Nutmeg State Financial Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Motorcycle Loan
Subject to credit approval and underwriting. Financing based on NADA Average Retail Value, includes Tax, Title and Warranty. Rates vary by credit score, term, vehicle age, loan amount, and collateral value. Repaid in equal monthly payments with no balloon payments. Available terms up to 84 months (7 years).
| Terms | APR | Conditions |
|---|---|---|
| up to 84 months | 5.50% | Lowest advertised APR of 5.50% is available for a 48-month loan term when borrower qualifies for all three available rate discounts: borrower is a current NSFCU member, automatic payment is established from a NSFCU account (0.25% discount), and loan-to-value (LTV) is less than 80% (0.25% discount). Available terms up to 84 months. |
Sources (1)
- nutmegstatefcu.org/rates/loan-rates · captured Oct 22, 2026
New Vehicle Loan
Subject to credit approval and underwriting. Financing based on NADA Average Retail Value, includes Tax, Title and Warranty. Rates vary by credit score, term, vehicle age, loan amount, and collateral value. Vehicle max age 1 year, max 5,000 miles. Repaid in equal monthly payments with no balloon payments. Available terms up to 84 months (7 years).
| Terms | APR | Conditions |
|---|---|---|
| up to 84 months | 5.50% | Lowest advertised APR of 5.50% is available for a 48-month loan term when borrower qualifies for all three available rate discounts: borrower is a current NSFCU member, automatic payment is established from a NSFCU account (0.25% discount), and loan-to-value (LTV) is less than 80% (0.25% discount). Available terms up to 84 months. |
Sources (1)
- nutmegstatefcu.org/rates/loan-rates · captured Oct 22, 2026
Used Vehicle Loan
Subject to credit approval and underwriting. Financing based on NADA Average Retail Value, includes Tax, Title and Warranty. Rates vary by credit score, term, vehicle age, loan amount, and collateral value. Vehicle max age 7 years, max 100,000 miles. Repaid in equal monthly payments with no balloon payments. Available terms up to 84 months (7 years).
| Terms | APR | Conditions |
|---|---|---|
| up to 84 months | 5.50% | Lowest advertised APR of 5.50% is available for a 48-month loan term when borrower qualifies for all three available rate discounts: borrower is a current NSFCU member, automatic payment is established from a NSFCU account (0.25% discount), and loan-to-value (LTV) is less than 80% (0.25% discount). Available terms up to 84 months. |
Sources (1)
- nutmegstatefcu.org/rates/loan-rates · captured Oct 22, 2026
Who can join Nutmeg State Financial Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Open to anyone
- Anyone in the United States can join via The Community Impact Fund (CIF) membership eligibility with no additional fees or obligations.
Where you live or work
- Membership is open to individuals who live, work, worship, attend school or volunteer in Hartford County, Middlesex County, Tolland County, New Haven County, or the Fairfield County towns of Bridgeport, Shelton, Stratford, Trumbull, Fairfield, Norwalk and Westport, CT.
Employers and groups
- Membership is open to employees of Nutmeg State Financial Credit Union.
Family and household
- Membership is open to spouses and immediate family of current members.
Cost to join
- A minimum deposit of $5 in a Share Savings Account is required to open and maintain membership.
Membership information collected October 4, 2026.