Credit union · NCUA insured
Nutmeg State Financial Credit Union Credit Card Rates
Top CarrotNutmeg State Financial Credit Union credit cards start at 12.95% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Nutmeg State Financial Credit Union’s credit card rates compare
Compared with banks and credit unions near New Haven, CT, where Nutmeg State Financial Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Nutmeg State Financial Credit Union
12.95%APR
- Up to
- 17.95% APR
Mastercard® Credit Card
Lowest rate
SUMA Federal Credit Union
9.00%APR
- Up to
- —
2nd-lowest rate
Achieve Financial Credit Union
9.90%APR
- Up to
- 17.90% APR
Nutmeg State Financial Credit Union credit card score
67
Credit card score
Higher than 20% of U.S. banks and credit unions
- Purchase APRPurchase APR12.95%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Nutmeg State Financial Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Mastercard® Credit Card
NSFCU's credit card is a non-variable rate card. Rates are based on credit score and other factors; actual rate may be higher depending on credit score.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.95%–17.95% | None | Annual Percentage Rate for reward point cards. Rates are based on credit score and other factors. |
Sources (1)
- nutmegstatefcu.org/borrow/credit-cards/current-member · captured Oct 7, 2026
Who can join Nutmeg State Financial Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Open to anyone
- Anyone in the United States can join via The Community Impact Fund (CIF) membership eligibility with no additional fees or obligations.
Where you live or work
- Membership is open to individuals who live, work, worship, attend school or volunteer in Hartford County, Middlesex County, Tolland County, New Haven County, or the Fairfield County towns of Bridgeport, Shelton, Stratford, Trumbull, Fairfield, Norwalk and Westport, CT.
Employers and groups
- Membership is open to employees of Nutmeg State Financial Credit Union.
Family and household
- Membership is open to spouses and immediate family of current members.
Cost to join
- A minimum deposit of $5 in a Share Savings Account is required to open and maintain membership.
Membership information collected October 4, 2026.