Credit union · NCUA insured
MSCU Auto Loan Rates
Top CarrotMSCU auto loans start at 4.49% APR for a new vehicle and 4.49% for a used one. Rates checked October 22, 2026.
How MSCU’s auto loan rates compare
Compared with banks and credit unions near Bridgeport, CT, where MSCU has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
MSCU
4.49%APR
- Terms
- —
- Discount
- None included
Auto Loan
Lowest rate
GE Credit Union
3.99%APR
- Terms
- up to 60 months
- Discount
- Included in the rate
2nd-lowest rate
Albright Credit Union
4.44%APR
- Terms
- up to 60 months
- Discount
- None included
MSCU auto loan score
89
Auto loan score
Higher than 89% of U.S. banks and credit unions
- New vehicleNew4.49%
- Used vehicleUsed4.49%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where MSCU ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loan
Membership open to everyone who lives, works, worships, or attends school in Fairfield, Litchfield, and New Haven counties in Connecticut. All MSCU auto loans have a one-time Processing Fee of $85.
| Terms | APR | Conditions |
|---|---|---|
| — | 4.49% | Rates shown are the lowest rates available. Actual rate may vary and can be higher based on creditworthiness. Terms shown are the best terms available. One-time processing fee of $85. |
Sources (1)
- mscu.net/auto-loans · captured Oct 22, 2026
Who can join MSCU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, worships, or attends school in Fairfield, Litchfield, or New Haven counties in Connecticut.
Family and household
- Family members of current members are eligible to join.
Membership information collected October 4, 2026.