Credit union · NCUA insured
Northern Kentucky Federal Credit Union Credit Card Rates
Northern Kentucky Federal Credit Union credit cards start at 8.99% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Northern Kentucky Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Cincinnati, OH-KY-IN, where Northern Kentucky Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Northern Kentucky Federal Credit Union
8.99%APR
- Up to
- —
Visa Platinum
Lowest rate
Whitewater Community Credit Union
7.90%APR
- Up to
- 9.90% APR
2nd-lowest rate
Christian Family Credit Union
8.90%APR
- Up to
- —
Northern Kentucky Federal Credit Union credit card score
88
Credit card score
Higher than 82% of U.S. banks and credit unions
- Purchase APRPurchase APR8.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Northern Kentucky Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Classic
No Discounts Offered
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 17.99% | None | Credit Score: 599 or less (Tier D/E) |
Sources (1)
- nkfcu.org/rates-specials · captured Oct 22, 2026
Visa Gold
No Discounts Offered
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 11.99% | None | Credit Score: 600-679 (Tier B/C) |
Sources (1)
- nkfcu.org/rates-specials · captured Oct 22, 2026
Visa Platinum
No Discounts Offered
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 8.99% | None | Credit Score: 680+ (Tier A+/A) |
Sources (1)
- nkfcu.org/rates-specials · captured Oct 22, 2026
Who can join Northern Kentucky Federal Credit Union
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