Credit union · NCUA insured
North Penn FCU Credit Card Rates
North Penn FCU credit cards start at 13.90% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How North Penn FCU’s credit card rates compare
Compared with banks and credit unions near Philadelphia, PA-NJ-DE-MD, where North Penn FCU has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
North Penn FCU
13.90%APR
- Annual fee
- $10
- Up to
- —
Visa® Classic Card
Lowest rate
APG Federal Credit Union
7.00%APR
- Annual fee
- None
- Up to
- —
2nd-lowest rate
Forge Credit Union
7.99%APR
- Annual fee
- None
- Up to
- 17.99% APR
North Penn FCU credit card score
63
Credit card score
Higher than 9% of U.S. banks and credit unions
- Purchase APRPurchase APR13.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where North Penn FCU ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa® Classic Card
Rates are determined by credit score; advertised rates are for 'AA' credit. Maximum limit of $5,000. Secured cards also offered.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 13.90% | $10 | Advertised rate is for 'AA' credit. Finance method: Average daily balance. Maximum credit limit of $5,000. |
Sources (1)
- northpennfcu.org/loans-1 · captured Oct 7, 2026
Who can join North Penn FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of a group of member companies.
Family and household
- Family members related to a credit union member by blood or marriage.
Cost to join
- Initial deposit of $5.00 or more into a base share account, with a required minimum active balance of $100.00.
Membership information collected October 5, 2026.