Credit union · NCUA insured
New Directions Community Credit Union Savings Rates
New Directions Community Credit Union’s best savings rate is 0.15% APY on $10,000, with its Live and Learn. Rates checked October 16, 2026.
How New Directions Community Credit Union’s savings rates compare
Compared with banks and credit unions near Oil City, PA, where New Directions Community Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
New Directions Community Credit Union
0.15%APY
- Minimum
- $5
- Earns on $10,000 a year
- $15
Live and Learn
Top rate
Northwest Bank
4.00%APY
- Minimum
- $1
- Earns on $10,000 a year
- $400
2nd-highest rate
Woodforest National Bank
1.00%APY
- Minimum
- $25
- Earns on $10,000 a year
- $100
New Directions Community Credit Union savings score
67
Savings score
Higher than 18% of U.S. banks and credit unions
- $1,000 balance$1,0000.15%
- $10,000 balance$10,0000.15%
- $100,000 balance$100,0000.15%
- QualifiedQualified0.15%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where New Directions Community Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Live and Learn
0.15%APY
Minimum average daily balance of $25.00 required to obtain yield.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upMinimum average daily balance of $25.00 required to obtain yield.$25 and up | 0.15% | $15 | Minimum average daily balance of $25.00 required to obtain yield. |
Regular Shares
0.15%APY
Minimum average daily balance of $150.00 required to obtain yield.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $150 and upMinimum average daily balance of $150.00 required to obtain yield.$150 and up | 0.15% | $15 | Minimum average daily balance of $150.00 required to obtain yield. |
Share Account
0.15%APY
Minimum average daily balance of $150.00 required to obtain yield.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $150 and upMinimum average daily balance of $150.00 required to obtain yield.$150 and up | 0.15% | $15 | Minimum average daily balance of $150.00 required to obtain yield. |
Sources (3)
All captured Oct 16, 2026
Smart Saver
0.15%APY
Minimum average daily balance of $25.00 required to obtain yield.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upMinimum average daily balance of $25.00 required to obtain yield.$25 and up | 0.15% | $15 | Minimum average daily balance of $25.00 required to obtain yield. |
Special-purpose accounts
Christmas
0.35%APY
Maximum balance of $5,000. Balance between $5 and $5,000 required to obtain yield.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $5,000Balance between $5 and $5,000 required to obtain yield. Maximum account balance is $5,000.Up to $5,000 | 0.35% | — | Balance between $5 and $5,000 required to obtain yield. Maximum account balance is $5,000. |
Vacation
0.35%APY
Maximum balance of $5,000. Balance between $5 and $5,000 required to obtain yield.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $5,000Balance between $5 and $5,000 required to obtain yield. Maximum account balance is $5,000.Up to $5,000 | 0.35% | — | Balance between $5 and $5,000 required to obtain yield. Maximum account balance is $5,000. |
IRA Share
0.15%APY
Minimum average daily balance of $500.00 required to obtain yield.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $500 and upMinimum average daily balance of $500.00 required to obtain yield.$500 and up | 0.15% | $15 | Minimum average daily balance of $500.00 required to obtain yield. |
Juvenile Shares
0.15%APY
Minimum average daily balance of $25.00 required to obtain yield.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upMinimum average daily balance of $25.00 required to obtain yield.$25 and up | 0.15% | $15 | Minimum average daily balance of $25.00 required to obtain yield. |
Live & Learn IRA Share
0.15%APY
Minimum average daily balance of $250.00 required to obtain yield.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $250 and upMinimum average daily balance of $250.00 required to obtain yield.$250 and up | 0.15% | $15 | Minimum average daily balance of $250.00 required to obtain yield. |
Who can join New Directions Community Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to persons who live, work, worship, volunteer, attend school, regularly conduct business in, or own a business in Venango, Forest, Warren, and Crawford Counties, Pennsylvania.
Cost to join
- A minimum opening deposit of $5.00 is required to join, representing a share of ownership in the Credit Union.
Membership information collected October 5, 2026.