Credit union · NCUA insured
New Directions Community Credit Union Credit Card Rates
New Directions Community Credit Union credit card rates start at 7.99% APR. Rates checked October 16, 2026.
How New Directions Community Credit Union’s credit card rates compare
Compared with banks and credit unions near Oil City, PA, where New Directions Community Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
New Directions Community Credit Union
– –
- Up to
- —
No ongoing APR published
Lowest rate
First National Bank
15.74%APR
- Up to
- 23.74% APR
2nd-lowest rate
Northwest Bank
16.49%APR
- Up to
- —
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
VISA Platinum Credit Card
Membership eligibility required. Subject to credit approval.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 7.99% | None | No annual fee and no balance transfer fees. Earns ScoreCard Reward points on qualifying purchases. Rate stated as 'as low as'. |
Sources (3)
All captured Oct 6, 2026
Who can join New Directions Community Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to persons who live, work, worship, volunteer, attend school, regularly conduct business in, or own a business in Venango, Forest, Warren, and Crawford Counties, Pennsylvania.
Cost to join
- A minimum opening deposit of $5.00 is required to join, representing a share of ownership in the Credit Union.
Membership information collected October 5, 2026.