Credit union · NCUA insured
Top Tier Federal Credit Union Auto Loan Rates
Top Tier Federal Credit Union auto loans start at 4.99% APR for a new vehicle and 5.44% for a used one. Rates checked October 16, 2026.
How Top Tier Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Pittsburgh, PA, where Top Tier Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Top Tier Federal Credit Union
4.99%APR
- Terms
- up to 60 months
- Discount
- Included in the rate
New & Used Auto (2027-2024)
Lowest rate
Western PA FCU
3.64%APR
- Terms
- 49–60 months
- Discount
- Included in the rate
2nd-lowest rate
FirstEnergy Choice FCU
1.99%APR
- Terms
- 37–72 months
- Discount
- Included in the rate
Top Tier Federal Credit Union auto loan score
73
Auto loan score
Higher than 34% of U.S. banks and credit unions
- New vehicleNew4.99%
- Used vehicleUsed5.44%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Top Tier Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New & Used Auto (2027-2024)
Includes a 0.25% discount for automatic deduction of payment from a Top Tier FCU deposit account. Rates shown are for qualified borrowers and based on creditworthiness criteria. Up to 110% financing available.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 4.99% | Includes 0.25% discount for automatic deduction of payment from a Top Tier FCU deposit account. Up to 110% financing. |
| up to 84 months | 5.69% | Includes 0.25% discount for automatic deduction of payment from a Top Tier FCU deposit account. |
Sources (5)
- toptierfcu.org
- toptierfcu.org/disclosures
- toptierfcu.org/rates
- toptierfcu.org/rates/loan-rates
- toptierfcu.org/auto-loan-special
All captured Oct 6, 2026
Used Auto (2020 to 2016)
Includes a 0.25% discount for automatic deduction of payment from a Top Tier FCU deposit account. Rates shown are for qualified borrowers and based on creditworthiness criteria.
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 6.49% | Includes 0.25% discount for automatic deduction of payment from a Top Tier FCU deposit account. |
| up to 60 months | 6.99% | Includes 0.25% discount for automatic deduction of payment from a Top Tier FCU deposit account. |
Sources (1)
- toptierfcu.org/rates/loan-rates · captured Oct 6, 2026
Used Auto (2023 to 2021)
Includes a 0.25% discount for automatic deduction of payment from a Top Tier FCU deposit account. Rates shown are for qualified borrowers and based on creditworthiness criteria.
| Terms | APR | Conditions |
|---|---|---|
| up to 72 months | 5.44% | Includes 0.25% discount for automatic deduction of payment from a Top Tier FCU deposit account. |
Sources (1)
- toptierfcu.org/rates/loan-rates · captured Oct 6, 2026
Who can join Top Tier Federal Credit Union
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