Credit union · NCUA insured
FRB Federal Credit Union Credit Card Rates
Top CarrotFRB Federal Credit Union credit cards start at 7.50% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How FRB Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Washington, DC-VA-MD-WV, where FRB Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
FRB Federal Credit Union
7.50%APR
- Up to
- —
Visa® Credit Card
Lowest rate
American Broadcast Employees FCU
6.99%APR
- Up to
- —
2nd-lowest rate
IDB Global Federal Credit Union
7.00%APR
- Up to
- 18.00% APR
FRB Federal Credit Union credit card score
95
Credit card score
Higher than 97% of U.S. banks and credit unions
- Purchase APRPurchase APR7.50%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where FRB Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa® Credit Card
Membership eligibility required. Rates based on evaluation of credit history. Subject to credit approval. Rates are subject to change at any time without notice.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 7.50% | None | Credit Tier 1. |
| Ongoing | 8.50% | None | Credit Tier 2. |
| Ongoing | 13.00% | None | Credit Tier 3. |
| Ongoing | 15.00% | None | Credit Tier 4. |
| Ongoing | 16.00% | None | Credit Tier 5. |
Sources (3)
All captured Oct 7, 2026
Who can join FRB Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Membership is open to employees of contractors for the Federal Reserve System.
- Membership is open to employees of the credit union.
Military, government and schools
- Membership is open to current and retired members, officers, and employees of the Federal Reserve Board.
- Membership is open to current and retired employees of Federal Reserve Banks.
- Membership is open to officers and employees of the Bureau of Consumer Financial Protection.
Family and household
- Membership is open to immediate family members (spouses, parents, children, siblings, grandparents, grandchildren, adoptive children, stepchildren, domestic partners) or permanent household members of eligible members who qualify directly and were not sponsored themselves.
1 more way to join
Other ways
- Membership is open to organizations of eligible members.
Membership information collected October 4, 2026.