Credit union · NCUA insured
Neighbors Credit Union Auto Loan Rates
Neighbors Credit Union auto loan rates start at 4.49% APR. Rates checked October 17, 2026.
How Neighbors Credit Union’s auto loan rates compare
Compared with banks and credit unions near St. Louis, MO-IL, where Neighbors Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Neighbors Credit Union
– –
- Up to
- —
No ongoing APR published
Lowest rate
St. Louis Policemen's Credit Union
3.50%APR
- Up to
- 12.25% APR
2nd-lowest rate
First Missouri Credit Union
3.99%APR
- Up to
- —
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans (Purchase & Refinance) - 2017-2021 Models
Loan rates shown are best available and are based on underwriting criteria; rates may be higher based on individual creditworthiness. All loans subject to approval. Terms may vary based on amount financed.
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 5.49% | — |
| up to 48 months | 5.24% | With checking account with an active direct deposit (qualifies for a .25% APR discount). |
| up to 63 months | 5.49% | — |
| up to 63 months | 5.24% | With checking account with an active direct deposit (qualifies for a .25% APR discount). |
| up to 72 months | 5.99% | — |
| up to 72 months | 5.74% | With checking account with an active direct deposit (qualifies for a .25% APR discount). |
| up to 84 months | 7.49% | Minimum loan amount for 84-month term is $30,000. |
| up to 84 months | 7.24% | Minimum loan amount for 84-month term is $30,000. With checking account with an active direct deposit (qualifies for a .25% APR discount). |
Sources (2)
All captured Oct 16, 2026
Auto Loans (Purchase & Refinance) - 2022-2027 Models
Loan rates shown are best available and are based on underwriting criteria; rates may be higher based on individual creditworthiness. All loans subject to approval. Terms may vary based on amount financed.
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 4.74% | — |
| up to 48 months | 4.49% | With checking account with an active direct deposit (qualifies for a .25% APR discount). |
| up to 63 months | 5.24% | — |
| up to 63 months | 4.99% | With checking account with an active direct deposit (qualifies for a .25% APR discount). |
| up to 72 months | 5.49% | — |
| up to 72 months | 5.24% | With checking account with an active direct deposit (qualifies for a .25% APR discount). |
| up to 84 months | 6.49% | Minimum loan amount for 84-month term is $30,000. |
| up to 84 months | 6.24% | Minimum loan amount for 84-month term is $30,000. With checking account with an active direct deposit (qualifies for a .25% APR discount). |
Sources (2)
All captured Oct 16, 2026
Motorcycle Loans
Loan rates shown are best available and are based on underwriting criteria; rates may be higher based on individual creditworthiness. All loans subject to approval. Terms may vary based on amount financed.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 6.99% | 2016 or newer. |
Sources (2)
All captured Oct 5, 2026
Who can join Neighbors Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live or work in St. Louis City, St. Louis County, St. Charles County, or Jefferson County (MO), or Madison County, Monroe County, or St. Clair County (IL) are eligible for membership.
Family and household
- Family members of existing members are eligible for membership.
Membership information collected October 4, 2026.