Credit union · NCUA insured
Nebraska State Employees Credit Union Credit Card Rates
Nebraska State Employees Credit Union credit cards start at 12.94% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Nebraska State Employees Credit Union’s credit card rates compare
Compared with banks and credit unions near Lincoln, NE, where Nebraska State Employees Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Nebraska State Employees Credit Union
12.94%APR
- Up to
- —
Visa Credit Card
Lowest rate
First Lincoln FCU
9.95%APR
- Up to
- 12.95% APR
2nd-lowest rate
Liberty First Credit Union
9.99%APR
- Up to
- —
Nebraska State Employees Credit Union credit card score
67
Credit card score
Higher than 20% of U.S. banks and credit unions
- Purchase APRPurchase APR12.94%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Nebraska State Employees Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Credit Card
Loan rates are for new loans to the Credit Union, prior loans are not eligible for these new rates. Rates listed are best rates based on applicant's credit history. Actual rate may be higher. Variable rate.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.94% | None | Current variable rate as of October 1, 2026. Rates listed are best rates based on applicant's credit history; actual rate may be higher. |
Sources (1)
- nsecu.org/wp-content/uploads/2…Website-October-2026.pdf · captured Oct 22, 2026
Who can join Nebraska State Employees Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of the Credit Union are eligible for membership.
Military, government and schools
- Employees of Community Colleges funded in part by state funds are eligible for membership.
- All public employees (federal, county, city, state) including military personnel (Army Reserve & National Guard) in Dodge County, Nebraska are eligible for membership.
- Persons retired as pensioners or annuitants from the eligible employment groups qualify for membership.
- Employees of the State of Nebraska are eligible for membership.
- Any person whose regular place of employment is in any office building maintained by the State of Nebraska is eligible for membership.
2 more ways to join
Family and household
- Family members of persons within the field of membership are eligible for membership.
- Spouses of persons who die while within the field of membership are eligible for membership.
Membership information collected October 4, 2026.