Bank · FDIC insured
Monroe Savings Bank (Williamstown, NJ) Auto Loan Rates
Monroe Savings Bank (Williamstown, NJ) auto loans start at 7.24% APR for a new vehicle and 7.49% for a used one. Rates checked October 22, 2026.
How Monroe Savings Bank (Williamstown, NJ)’s auto loan rates compare
Compared with banks and credit unions near Philadelphia, PA-NJ-DE-MD, where Monroe Savings Bank (Williamstown, NJ) has the most branches. New vehicle, lowest advertised APR first.
This bank’s lowest
Monroe Savings Bank (Williamstown, NJ)
7.24%APR
- Terms
- up to 60 months
- Up to
- —
- Discount
- Included in the rate
New Auto Loans
Lowest rate
GE Credit Union
3.99%APR
- Terms
- up to 60 months
- Up to
- —
- Discount
- Included in the rate
2nd-lowest rate
American Airlines Federal Credit Union
4.09%APR
- Terms
- 37–60 months
- Up to
- 13.14% APR
- Discount
- None included
Monroe Savings Bank (Williamstown, NJ) auto loan score
61
Auto loan score
Higher than 3% of U.S. banks and credit unions
- New vehicleNew7.24%
- Used vehicleUsed7.49%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Monroe Savings Bank (Williamstown, NJ) ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Auto Loans
To qualify for advertised APR, automatic payment from a Monroe Savings Bank Checking account is required (without auto withdrawal, add 0.25%). Financing up to 100% LTV available depending on credit. Rates advertised 'as low as' assume excellent credit history; actual rate depends on credit score, loan term, and model year. New cars are up to 1 model year old, not previously titled with mileage less than 7,500. Available for purchase or refinance.
| Terms | APR | Conditions |
|---|---|---|
| up to 24 months | 5.99% | Requires automatic payment from a Monroe Savings Bank Checking account (otherwise add 0.25%). Monthly payment is $44.32 per $1,000 borrowed. Assumes excellent borrower credit history. New cars up to 1 model year old, not previously titled with mileage less than 7,500. Available for purchase or refinance. |
| up to 36 months | 6.24% | Requires automatic payment from a Monroe Savings Bank Checking account (otherwise add 0.25%). Monthly payment is $30.53 per $1,000 borrowed. Assumes excellent borrower credit history. New cars up to 1 model year old, not previously titled with mileage less than 7,500. Available for purchase or refinance. |
| up to 48 months | 6.74% | Requires automatic payment from a Monroe Savings Bank Checking account (otherwise add 0.25%). Monthly payment is $23.83 per $1,000 borrowed. Assumes excellent borrower credit history. New cars up to 1 model year old, not previously titled with mileage less than 7,500. Available for purchase or refinance. |
| up to 60 months | 7.24% | Requires automatic payment from a Monroe Savings Bank Checking account (otherwise add 0.25%). Monthly payment is $19.91 per $1,000 borrowed. Assumes excellent borrower credit history. New cars up to 1 model year old, not previously titled with mileage less than 7,500. Available for purchase or refinance. |
| up to 72 months | 7.74% | Requires automatic payment from a Monroe Savings Bank Checking account (otherwise add 0.25%). Monthly payment is $17.41 per $1,000 borrowed. Assumes excellent borrower credit history. New cars up to 1 model year old, not previously titled with mileage less than 7,500. Available for purchase or refinance. |
Used Auto Loans
To qualify for advertised APR, automatic payment from a Monroe Savings Bank Checking account is required (without auto withdrawal, add 0.25%). Financing up to 100% LTV available depending on credit. Rates advertised 'as low as' assume excellent credit history; actual rate depends on credit score, loan term, and model year. Rates are available for purchase or refinance.
| Terms | APR | Conditions |
|---|---|---|
| up to 24 months | 6.24% | Requires automatic payment from a Monroe Savings Bank Checking account (otherwise add 0.25%). Monthly payment is $44.43 per $1,000 borrowed. Assumes excellent borrower credit history. Available for purchase or refinance. |
| up to 36 months | 6.49% | Requires automatic payment from a Monroe Savings Bank Checking account (otherwise add 0.25%). Monthly payment is $30.64 per $1,000 borrowed. Assumes excellent borrower credit history. Available for purchase or refinance. |
| up to 48 months | 6.99% | Requires automatic payment from a Monroe Savings Bank Checking account (otherwise add 0.25%). Monthly payment is $23.94 per $1,000 borrowed. Assumes excellent borrower credit history. Available for purchase or refinance. |
| up to 60 months | 7.49% | Requires automatic payment from a Monroe Savings Bank Checking account (otherwise add 0.25%). Monthly payment is $20.03 per $1,000 borrowed. Assumes excellent borrower credit history. Available for purchase or refinance. |
| up to 72 months | 7.99% | Requires automatic payment from a Monroe Savings Bank Checking account (otherwise add 0.25%). Monthly payment is $17.53 per $1,000 borrowed. Assumes excellent borrower credit history. Available for purchase or refinance. |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.