Credit union · NCUA insured
Monroe Community Credit Union Savings Rates
Monroe Community Credit Union’s best savings rate is 0.10% APY on $10,000, with its High Yield Savings. Rates checked October 16, 2026.
How Monroe Community Credit Union’s savings rates compare
Compared with banks and credit unions near Monroe, MI, where Monroe Community Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Monroe Community Credit Union
0.10%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $10
High Yield Savings
Top rate
Flagstar Bank
4.00%APY
- Requires
- None
- Minimum
- $1
- Earns on $10,000 a year
- $400
2nd-highest rate
Huntington Bank
3.25%APY
- Requires
- Another account
- Minimum
- $100
- Earns on $10,000 a year
- $325
Monroe Community Credit Union savings score
65
Savings score
Higher than 14% of U.S. banks and credit unions
- $1,000 balance$1,0000.03%
- $10,000 balance$10,0000.10%
- $100,000 balance$100,0000.75%
- QualifiedQualified0.10%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Monroe Community Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
High Yield Savings
0.10%APY
| Balance | APY | Minimum | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|---|
| Any balance$2,500 to open | 0.10% | $2,500 | $10 | |
| $25,000 and upBalance over $25,000. · Unknown to open | 0.30% | Unknown | — | Balance over $25,000. |
| $50,000 and upBalance over $50,000. · Unknown to open | 0.50% | Unknown | — | Balance over $50,000. |
| $75,000 and upBalance over $75,000. · Unknown to open | 0.50% | Unknown | — | Balance over $75,000. |
| $100,000 and upBalance over $100,000. · Unknown to open | 0.75% | Unknown | — | Balance over $100,000. |
Sources (1)
- monroecommunitycu.org/rates · captured Sep 18, 2026
Basic Savings
0.03%APY
Interest-bearing account on balances of $300 or more.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $300 and up$300 balance required to earn dividends/interest.$300 and up | 0.03% | $3 | $300 balance required to earn dividends/interest. |
Special-purpose accounts
IRA Savings (Traditional, Roth, and Educational)
0.05%APY
Available as Traditional, Roth, and Educational IRAs.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.05% | $5 |
Holiday Savings
0.03%APY
Funds are automatically deposited into regular savings account on October 20th. Cannot transfer funds out via online banking.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and up$100 balance required to earn interest.$100 and up | 0.03% | $3 | $100 balance required to earn interest. |
Vacation Savings
0.03%APY
Withdrawals are limited to a maximum of four times per year and must be completed in person.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.03% | $3 |
Who can join Monroe Community Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals who live, work, worship, or attend school in the State of Michigan and the Ohio counties of Fulton, Lucas, and Wood.
Family and household
- Membership is open to immediate relations of a current member or individuals living in the same household as a current member.
Cost to join
- An initial deposit of $5 is required to join the cooperative.
Membership information collected October 5, 2026.