Credit union · NCUA insured
Monroe Community Credit Union Auto Loan Rates
Monroe Community Credit Union auto loans start at 5.49% APR for a new vehicle and 6.24% for a used one. Rates checked October 5, 2026.
How Monroe Community Credit Union’s auto loan rates compare
Compared with banks and credit unions near Monroe, MI, where Monroe Community Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Monroe Community Credit Union
5.49%APR
- Terms
- up to 84 months
- Up to
- —
- Discount
- None included
New Auto (2023 and newer)
Lowest rate
PNC
5.34%APR
- Terms
- —
- Up to
- 20.69% APR
- Discount
- Included in the rate
2nd-lowest rate
Directions Credit Union
5.49%APR
- Terms
- up to 84 months
- Up to
- —
- Discount
- None included
Monroe Community Credit Union auto loan score
69
Auto loan score
Higher than 23% of U.S. banks and credit unions
- New vehicleNew5.49%
- Used vehicleUsed6.24%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Monroe Community Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Community Advantage (2024 and newer)
For 2024 and newer vehicles. Rates are estimates and may vary by term selected.
| Terms | APR | Conditions |
|---|---|---|
| up to 72 months | 5.24% | Terms up to 72 Months. Rates listed are estimates, and may vary by term selected. |
Sources (1)
- monroecommunitycu.org/rates · captured Sep 18, 2026
Motorcycle (2021-2024)
For 2021-2024 motorcycles. Rates are estimates and may vary by term selected.
| Terms | APR | Conditions |
|---|---|---|
| up to 72 months | 6.74% | Terms up to 72 months. Rates listed are estimates, and may vary by term selected. |
Sources (1)
- monroecommunitycu.org/rates · captured Oct 5, 2026
Motorcycle (2025 and newer)
For 2025 and newer motorcycles. Rates are estimates and may vary by term selected.
| Terms | APR | Conditions |
|---|---|---|
| up to 84 months | 6.24% | Terms up to 84 months. Rates listed are estimates, and may vary by term selected. |
Sources (1)
- monroecommunitycu.org/rates · captured Oct 5, 2026
New Auto (2023 and newer)
For 2023 and newer vehicles. Rates are estimates and may vary by term selected.
| Terms | APR | Conditions |
|---|---|---|
| up to 84 months | 5.49% | Terms up to 84 Months. Rates listed are estimates, and may vary by term selected. |
Sources (1)
- monroecommunitycu.org/rates · captured Sep 18, 2026
Oldie but Goodie (2017 and older)
For 2017 and older vehicles. Rates are estimates and may vary by term selected.
| Terms | APR | Conditions |
|---|---|---|
| up to 72 months | 6.74% | Terms up to 72 Months. Rates listed are estimates, and may vary by term selected. |
Sources (1)
- monroecommunitycu.org/rates · captured Sep 18, 2026
Used Auto (2018 - 2022)
For 2018 - 2022 vehicles. Rates are estimates and may vary by term selected.
| Terms | APR | Conditions |
|---|---|---|
| up to 72 months | 6.24% | Terms up to 72 Months. Rates listed are estimates, and may vary by term selected. |
Sources (1)
- monroecommunitycu.org/rates · captured Sep 18, 2026
Who can join Monroe Community Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals who live, work, worship, or attend school in the State of Michigan and the Ohio counties of Fulton, Lucas, and Wood.
Family and household
- Membership is open to immediate relations of a current member or individuals living in the same household as a current member.
Cost to join
- An initial deposit of $5 is required to join the cooperative.
Membership information collected October 5, 2026.