Bank · FDIC insured
Midwest BankCentre Auto Loan Rates
Midwest BankCentre auto loans start at 6.25% APR for a new vehicle and 7.25% for a used one. Rates checked October 16, 2026.
How Midwest BankCentre’s auto loan rates compare
Compared with banks and credit unions near St. Louis, MO-IL, where Midwest BankCentre has the most branches. New vehicle, lowest advertised APR first.
This bank’s lowest
Midwest BankCentre
6.25%APR
- Up to
- 9.25% APR
New Vehicle (2027 – 2025)
Lowest rate
St. Louis Policemen's Credit Union
3.50%APR
- Up to
- 12.25% APR
2nd-lowest rate
First Missouri Credit Union
3.99%APR
- Up to
- —
Midwest BankCentre auto loan score
62
Auto loan score
Higher than 7% of U.S. banks and credit unions
- New vehicleNew6.25%
- Used vehicleUsed7.25%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Midwest BankCentre ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Vehicle (2027 – 2025)
Must be 18 years or older to apply. Subject to final credit approval. APR determined based on creditworthiness, loan term, loan amount, and age of collateral. Higher rates may apply to older collateral.
| Terms | APR | Conditions |
|---|---|---|
| — | 6.25%–9.25% | Vehicles model years 2027 – 2025. APR determined based on creditworthiness, loan term, loan amount, and age of collateral. Higher rates may apply to older collateral. Subject to final credit approval. Must be 18 years or older. |
Sources (1)
- midwestbankcentre.com/personal…sonal-lending/auto-loans · captured Oct 5, 2026
Used Vehicle (2027 – 2017)
Must be 18 years or older to apply. Subject to final credit approval. APR determined based on creditworthiness, loan term, loan amount, and age of collateral. Higher rates may apply to older collateral.
| Terms | APR | Conditions |
|---|---|---|
| — | 7.25%–10.50% | Vehicles model years 2027 – 2017. APR determined based on creditworthiness, loan term, loan amount, and age of collateral. Higher rates may apply to older collateral. Subject to final credit approval. Must be 18 years or older. |
Sources (1)
- midwestbankcentre.com/personal…sonal-lending/auto-loans · captured Oct 5, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.