Credit union · NCUA insured
First Priority Federal Credit Union Auto Loan Rates
First Priority Federal Credit Union auto loans start at 4.49% APR for a new vehicle and 4.49% for a used one. Rates checked October 22, 2026.
How First Priority Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Huntington, WV-KY-OH, where First Priority Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
First Priority Federal Credit Union
4.49%APR
- Terms
- up to 60 months
- Discount
- None included
New Auto Loans
Lowest rate
Peoples Federal Credit Union
4.30%APR
- Terms
- up to 84 months
- Discount
- Included in the rate
3rd-lowest rate
Desco Federal Credit Union
4.74%APR
- Terms
- up to 60 months
- Discount
- None included
First Priority Federal Credit Union auto loan score
89
Auto loan score
Higher than 89% of U.S. banks and credit unions
- New vehicleNew4.49%
- Used vehicleUsed4.49%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where First Priority Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Classic Auto
With qualifying credit and direct deposit with automatic payment.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 10.49% | With qualifying credit and direct deposit with automatic payment. |
New Auto Loans
Financing terms up to 84 months, certain restrictions apply. Credit Union will loan up to 100% of MSRP. Rates require qualifying credit and direct deposit with automatic payment.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 2.99% | With qualifying credit and direct deposit with automatic payment. |
| up to 48 months | 2.99% | With qualifying credit and direct deposit with automatic payment. |
| up to 60 months | 4.49% | With qualifying credit and direct deposit with automatic payment. |
| up to 72 months | 4.99% | With qualifying credit and direct deposit with automatic payment. |
| up to 84 months | 5.49% | With qualifying credit and direct deposit with automatic payment. |
Used Auto Loans
Financing terms up to 84 months. Credit Union will loan up to 100% of retail value. Salvage or reconstructed titles may not exceed 75% NADA loan value. Rates require qualifying credit and direct deposit with automatic payment.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 2.99% | Model years 2024-2026. With qualifying credit and direct deposit with automatic payment. |
| up to 48 months | 2.99% | Model years 2024-2026. With qualifying credit and direct deposit with automatic payment. |
| up to 60 months | 4.49% | Model years 2024-2026. With qualifying credit and direct deposit with automatic payment. |
| up to 72 months | 4.99% | Model years 2024-2026. With qualifying credit and direct deposit with automatic payment. |
| up to 84 months | 5.49% | Model years 2024-2026. With qualifying credit and direct deposit with automatic payment. |
| up to 60 months | 5.49% | Model year 2023. With qualifying credit and direct deposit with automatic payment. |
| up to 72 months | 5.74% | Model year 2023. With qualifying credit and direct deposit with automatic payment. |
| up to 48 months | 5.74% | Model year 2022. With qualifying credit and direct deposit with automatic payment. |
| up to 60 months | 5.74% | Model year 2022. With qualifying credit and direct deposit with automatic payment. |
| up to 66 months | 5.99% | Model year 2022. With qualifying credit and direct deposit with automatic payment. |
| up to 48 months | 6.49% | Model year 2021. With qualifying credit and direct deposit with automatic payment. |
| up to 60 months | 6.49% | Model year 2021. With qualifying credit and direct deposit with automatic payment. |
| up to 48 months | 7.99% | Model years 2018-2020. With qualifying credit and direct deposit with automatic payment. |
| up to 60 months | 8.49% | Model years 2018-2020. With qualifying credit and direct deposit with automatic payment. |
Who can join First Priority Federal Credit Union
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