Credit union · NCUA insured
Methuen Federal Credit Union Credit Card Rates
Top CarrotMethuen Federal Credit Union credit cards start at 8.00% APR on purchases, after any introductory rate. Rates checked October 15, 2026.
How Methuen Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Boston, MA-NH, where Methuen Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Methuen Federal Credit Union
8.00%APR
- Up to
- —
VISA Platinum Credit Card
Lowest rate
Albright Credit Union
7.99%APR
- Up to
- 17.99% APR
2nd-lowest rate
Beverly Municipal Federal Credit Union
7.99%APR
- Up to
- —
Methuen Federal Credit Union credit card score
92
Credit card score
Higher than 94% of U.S. banks and credit unions
- Purchase APRPurchase APR8.00%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Methuen Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
VISA Platinum Credit Card
All online betting transactions will automatically be declined. Methuen FCU VISA Platinum includes extended warranty, lost, stolen or damaged purchase insurance, life insurance on unpaid balance, travel accident insurance, free replacement cards.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 8.00% | None | Grace period for repayment of purchases and Cash Advances is 25 days. Average daily balance is used to calculate finance charge. No Annual Fee, No Cash Advance Fee. Fee of $20.00 for excessive replacement cards. |
| Ongoing | 8.00% | None | Grace period for repayment of purchases and Cash Advances is 25 days. Average daily balance is used to calculate finance charge. No Annual Fee, No Cash Advance Fee. Fee of $20.00 for excessive replacement cards. |
Sources (2)
All captured Oct 5, 2026
VISA Rewards Card
Earn 1 point for every dollar spent. Points can be exchanged for merchandise, gift cards, travel or cash back.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 2.99% | None | Automatic Travel and buyers protection; 2.99% rate for the first 6 statement periods. |
No ongoing APR is published for this card, only the rate above.
Sources (1)
- methuencreditunion.com/product…s/loans/visa-credit-card · captured Oct 5, 2026
Who can join Methuen Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, work (or regularly conduct business in), worship or attend school in the City of Methuen, Massachusetts are eligible for membership.
Employers and groups
- Employees of Methuen Federal Credit Union are eligible.
Family and household
- Immediate family members (spouse, child, sibling, parent, grandparent, grandchild, step-children, step-parent, step-siblings, adopted children) and household members of eligible persons, as well as organizations of such persons, are eligible.
Other ways
- Members of record as of the effective date 3/1/2018 of conversion to community charter are eligible.
- Spouses of persons who died while within the field of membership of this credit union are eligible.
- Volunteers in the community are eligible for membership.
Membership information collected October 5, 2026.