Bank · FDIC insured
Merrimack County Savings Bank Auto Loan Rates
Merrimack County Savings Bank auto loans start at 7.76% APR for a new vehicle and 7.76% for a used one. Rates checked October 22, 2026.
How Merrimack County Savings Bank’s auto loan rates compare
Compared with banks and credit unions near Concord, NH, where Merrimack County Savings Bank has the most branches. New vehicle, lowest advertised APR first.
This bank’s lowest
Merrimack County Savings Bank
7.76%APR
- Terms
- up to 72 months
- Discount
- None included
Auto Loans, Harley Davidson Motorcycle Loans
Lowest rate
NHFCU
4.70%APR
- Terms
- up to 60 months
- Discount
- None included
2nd-lowest rate
Service Credit Union
4.74%APR
- Terms
- —
- Discount
- Included in the rate
Merrimack County Savings Bank auto loan score
61
Auto loan score
Higher than 3% of U.S. banks and credit unions
- New vehicleNew7.76%
- Used vehicleUsed7.76%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Merrimack County Savings Bank ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans, Harley Davidson Motorcycle Loans
Rates effective Wednesday, October 21, 2026. Monthly payment is based on example amount and maximum term. VSI Premium of $40. APR includes $75 processing fee.
| Terms | APR | Conditions |
|---|---|---|
| up to 84 months | 8.05% | Model year 2026 & 2025. Maximum term 84 months. Minimum loan amount $35,000 with 80% max LTV. Loan amount example $35,000.00. APR includes $75 processing fee. VSI Premium of $40. |
| up to 72 months | 7.76% | Model year 2026 & 2025. Maximum term 72 months. Loan amount example $10,000.00. APR includes $75 processing fee. VSI Premium of $40. |
| up to 72 months | 8.51% | Model year 2024 & 2023. Maximum term 72 months. Loan amount example $10,000.00. APR includes $75 processing fee. VSI Premium of $40. |
| up to 60 months | 8.30% | Model year 2024 & 2023. Maximum term 60 months. Loan amount example $10,000.00. APR includes $75 processing fee. VSI Premium of $40. |
| up to 60 months | 8.81% | Model year 2022 & 2021. Maximum term 60 months. Loan amount example $10,000.00. APR includes $75 processing fee. VSI Premium of $40. |
| up to 48 months | 9.64% | Model year 2020 & 2019. Maximum term 48 months. Loan amount example $10,000.00. APR includes $75 processing fee. VSI Premium of $40. |
| up to 36 months | 10.92% | Model year 2018 & Older. Maximum term 36 months. Loan amount example $7,500.00. APR includes $75 processing fee. VSI Premium of $40. |
Sources (1)
- themerrimack.com/personal/home…ng/personal-equity-rates · captured Oct 22, 2026
Motorcycles, SeaDoos, Snowmobiles & ATVs
Rates effective Wednesday, October 21, 2026. Monthly payment is based on example amount and maximum term. VSI Premium of $40. APR includes $75 processing fee.
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 9.75% | Motorcycles, SeaDoos, Snowmobiles, ATVs – New & Used. Maximum term 48 months. Loan amount example $7,500.00. APR includes $75 processing fee. VSI Premium $40. |
Sources (1)
- themerrimack.com/personal/home…ng/personal-equity-rates · captured Oct 22, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.