Bank · FDIC insured
Walden Mutual CD Rates
Walden Mutual’s best CD rate is 4.75% APY on a 2-year CD, with extra requirements. Terms run from 6 months to 100 years. Rates checked October 22, 2026.
How Walden Mutual’s CD rates compare
Compared with banks and credit unions near Concord, NH, where Walden Mutual has the most branches. $10,000, best rate first.
This bank’s best
Walden Mutual
4.75%APY
- Term
- 24 months
- Requires
- Another account
- Minimum
- $1,000
- Earns on $10,000
- $973
Local Impact CD
2nd-highest rate
St. Mary's Bank
4.35%APY
- Term
- 18 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $660
3rd-highest rate
NHFCU
4.35%APY
- Term
- 36 months
- Requires
- None
- Minimum
- $5,000
- Earns on $10,000
- $1,363
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Local Impact CD
Up to 4.75%APY · 7 terms
Requires opening and funding an existing Walden deposit account (such as Spend Local). Auto-renews at maturity with a 10-day grace period. Early withdrawal penalties apply and may reduce earnings.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsInterest is compounded daily and posted monthly. Early withdrawal penalty applies | 2.75% | $137 |
| 12 monthsInterest is compounded daily and posted monthly. Early withdrawal penalty applies | 1.50% | $150 |
| 24 monthsInterest is compounded daily and posted monthly. Early withdrawal penalty applies | 4.75% | $973 |
| 36 monthsInterest is compounded daily and posted monthly. Early withdrawal penalty applies | 4.00% | $1,249 |
| 60 monthsInterest is compounded daily and posted monthly. Early withdrawal penalty applies | 3.00% | $1,593 |
| 120 monthsInterest is compounded daily and posted monthly. Early withdrawal penalty applies | 3.00% | $3,439 |
| 1200 monthsInterest is compounded daily and posted monthly. Early withdrawal penalty applies | 3.00% | $182,186 |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.