Credit union · NCUA insured
NHFCU Auto Loan Rates
NHFCU auto loans start at 4.70% APR for a new vehicle and 4.70% for a used one. Rates checked October 22, 2026.
How NHFCU’s auto loan rates compare
Compared with banks and credit unions near Concord, NH, where NHFCU has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
NHFCU
4.70%APR
- Terms
- up to 60 months
- Discount
- None included
Auto Loan
2nd-lowest rate
Service Credit Union
4.74%APR
- Terms
- —
- Discount
- Included in the rate
3rd-lowest rate
New Hampshire Postal Credit Union
4.75%APR
- Terms
- up to 60 months
- Discount
- Included in the rate
NHFCU auto loan score
88
Auto loan score
Higher than 83% of U.S. banks and credit unions
- New vehicleNew4.70%
- Used vehicleUsed4.70%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where NHFCU ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loan
Rate based on creditworthiness and term of loan. Rate adjusts for longer term.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 4.70% | Auto Year 2024-2027; Max length 60 Months (under $20,000), 84 Months* (over $20,000); Rate adjusts for longer term; Rate based on creditworthiness and term of loan |
| up to 72 months | 4.99% | Auto Year 2024-2027; Max length 72 Months (under $20,000), 84 Months* (over $20,000); Rate adjusts for longer term; Rate based on creditworthiness and term of loan |
| up to 48 months | 4.70% | Auto Year 2013-2017; Max length 48 Months (under $20,000), 60 Months* (over $20,000); Rate adjusts for longer term; Rate based on creditworthiness and term of loan |
| up to 36 months | 4.70% | Auto Year 2010-2012; Max length 36 Months (under $20,000), 48 Months* (over $20,000); Rate adjusts for longer term; Rate based on creditworthiness and term of loan |
| up to 36 months | 4.99% | Auto Year 2008-2010; Max length 36 Months (under $20,000), 48 Months* (over $20,000); Rate adjusts for longer term; Rate based on creditworthiness and term of loan |
Who can join NHFCU
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.