Credit union · NCUA insured
Meritus Credit Union Credit Card Rates
Meritus Credit Union credit card rates start at 13.00% APR. Rates checked October 16, 2026.
How Meritus Credit Union’s credit card rates compare
Compared with banks and credit unions near Lafayette, LA, where Meritus Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Meritus Credit Union
– –
- Annual fee
- —
- Up to
- —
No ongoing APR published
Lowest rate
Acadian FCU
9.20%APR
- Annual fee
- $10
- Up to
- —
2nd-lowest rate
CUSA Federal Credit Union
9.90%APR
- Annual fee
- None
- Up to
- 14.90% APR
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa® Platinum
Your APR, including any promotional APR, will be determined based on internal credit criteria. Variable APR tied to the Prime Rate. Minimum and maximum credit limits apply.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 13.00% | None | As low as 13.00% APR. Low everyday purchase rate. No balance-transfer fees for balances from other financial institutions. No cash advance fee. Variable APR tied to the Prime Rate. |
Sources (1)
- merituscu.net/borrow/personal-…s/visa-credit-cards.html · captured Oct 7, 2026
Visa® Platinum Rewards
Your APR, including any promotional APR, will be determined based on internal credit criteria. Variable APR tied to the Prime Rate. Minimum and maximum credit limits apply.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 15.00% | None | As low as 15.00% APR. Low everyday purchase rate. No balance-transfer fees for balances from other financial institutions. No cash advance fee. Variable APR tied to the Prime Rate. Earn 1 point per $1 spent with CURewards. |
Sources (1)
- merituscu.net/borrow/personal-…s/visa-credit-cards.html · captured Oct 7, 2026
Who can join Meritus Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Eligibility is open to anyone who lives, works, worships or attends school in Acadia Parish.
- Eligibility is open to anyone who lives, works, worships or attends school in Iberia Parish.
- Eligibility is open to anyone who lives, works, worships or attends school in Lafayette Parish.
- Eligibility is open to anyone who lives, works, worships or attends school in St. Martin Parish.
- Eligibility is open to anyone who lives, works, worships or attends school in Vermilion Parish.
Family and household
- Eligibility is open to immediate family members of existing members, including spouse, child, sibling, parent, grandparent, grandchild, stepparents, stepchildren, step-siblings, and adoptive relationships.
Cost to join
- Joining requires opening a share savings account with a minimum deposit of $25.
Membership information collected October 5, 2026.