Credit union · NCUA insured
Mercer County Community FCU Savings Rates
Mercer County Community FCU’s best savings rate is 0.10% APY on $10,000, with its Regular Savings (Primary Share Account). Rates checked October 16, 2026.
How Mercer County Community FCU’s savings rates compare
Compared with banks and credit unions near Hermitage, PA, where Mercer County Community FCU has the most branches. $10,000, best rate first.
This credit union’s best
Mercer County Community FCU
0.10%APY
- Requires
- None
- Minimum
- $5
- Earns on $10,000 a year
- $10
Regular Savings (Primary Share Account)
Top rate
Northwest Bank
4.00%APY
- Requires
- None
- Minimum
- $1
- Earns on $10,000 a year
- $400
2nd-highest rate
Huntington Bank
3.25%APY
- Requires
- Another account
- Minimum
- $100
- Earns on $10,000 a year
- $325
Mercer County Community FCU savings score
64
Savings score
Higher than 10% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.10%
- $100,000 balance$100,0000.10%
- QualifiedQualified0.10%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Mercer County Community FCU ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Regular Savings (Primary Share Account)
0.10%APY
Earn dividends on balances over $50.00.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $50 and upRates declared for the 3rd quarter ending 9/30/2026.$50 and up | 0.10% | $10 | Rates declared for the 3rd quarter ending 9/30/2026. |
Second Savings
0.10%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $50 and upRates declared for the 3rd quarter ending 9/30/2026.$50 and up | 0.10% | $10 | Rates declared for the 3rd quarter ending 9/30/2026. |
Sources (1)
- mercomfcu.org/rates · captured Oct 6, 2026
Special-purpose accounts
IRA Savings
3.03%APY
Available as Traditional or Roth IRA.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceRates declared for the 3rd quarter ending 9/30/2026.Any balance | 3.03% | $303 | Rates declared for the 3rd quarter ending 9/30/2026. |
Christmas Club
0.10%APY
Balance transfers on October 1 to primary checking account.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceRates declared for the 3rd quarter ending 9/30/2026.Any balance | 0.10% | $10 | Rates declared for the 3rd quarter ending 9/30/2026. |
Vacation Club
0.10%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceRates declared for the 3rd quarter ending 9/30/2026.Any balance | 0.10% | $10 | Rates declared for the 3rd quarter ending 9/30/2026. |
Who can join Mercer County Community FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, or attend school in Mercer, Lawrence, Venango, or Crawford counties in Pennsylvania, or Mahoning, Trumbull, or Columbiana counties in Ohio are eligible for membership.
Family and household
- Immediate family members (spouse, child, sibling, parent, grandparent, grandchild, including step- and adoptive relationships) of individuals eligible through residency, work, worship, or school attendance in the designated counties are eligible for membership.
Cost to join
- Opening and maintaining a share savings account balance of $5.00 is required for membership and represents an ownership share.
Membership information collected October 5, 2026.