Credit union · NCUA insured
MembersFirst CT Federal Credit Union Auto Loan Rates
MembersFirst CT Federal Credit Union auto loans start at 4.75% APR for a new vehicle and 4.75% for a used one. Rates checked October 22, 2026.
How MembersFirst CT Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near New Haven, CT, where MembersFirst CT Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
MembersFirst CT Federal Credit Union
4.75%APR
- Terms
- up to 60 months
- Discount
- None included
Auto Loans
Lowest rate
GE Credit Union
3.99%APR
- Terms
- up to 60 months
- Discount
- Included in the rate
2nd-lowest rate
MSCU
4.49%APR
- Terms
- —
- Discount
- None included
MembersFirst CT Federal Credit Union auto loan score
87
Auto loan score
Higher than 76% of U.S. banks and credit unions
- New vehicleNew4.75%
- Used vehicleUsed4.75%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where MembersFirst CT Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans
Maximum Loan to Value of 115% NADA Book Value. Autos 6 years old or newer, up to 115% financing available; autos 7 to 10 years old, up to 85% financing available. APR is based on Credit Score. Maximum APR 18.00%. Rates subject to change without notice.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 4.75% | Loan special until 12/31/2026. Starting APR based on credit score. Maximum Loan to Value of 115% NADA Book Value. |
| 61–72 months | 5.75% | Loan special until 12/31/2026. Minimum loan amount of $10,000. Starting APR based on credit score. Maximum Loan to Value of 115% NADA Book Value. |
| 73–81 months | 6.75% | Minimum loan amount of $10,000. Starting APR based on credit score. Maximum Loan to Value of 115% NADA Book Value. |
New and Used Motorcycle
Maximum Loan to Value of 115% of NADA Book Value. APR is based on Credit Score. Maximum APR 18.00%. Rates subject to change without notice.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 4.75% | Loan special until 12/31/2026. Starting APR based on credit score. Maximum Loan to Value of 115% of NADA Book Value. |
| 61–72 months | 5.25% | Loan special until 12/31/2026. Minimum loan amount of $10,000. Starting APR based on credit score. Maximum Loan to Value of 115% of NADA Book Value. |
| 73–83 months | 6.75% | Minimum loan amount of $10,000. Starting APR based on credit score. Maximum Loan to Value of 115% of NADA Book Value. |
Sources (2)
All captured Oct 7, 2026
Who can join MembersFirst CT Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.