Credit union · NCUA insured
Members Source Credit Union Auto Loan Rates
Members Source Credit Union auto loans start at 5.25% APR for a new vehicle and 5.25% for a used one. Rates checked October 15, 2026.
How Members Source Credit Union’s auto loan rates compare
Compared with banks and credit unions near Chicago, IL-IN, where Members Source Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Members Source Credit Union
5.25%APR
- Terms
- up to 60 months
- Discount
- Included in the rate
Auto Loans
Lowest rate
Rock Valley Credit Union
3.49%APR
- Terms
- —
- Discount
- None included
2nd-lowest rate
PSFCU
3.50%APR
- Terms
- up to 60 months
- Discount
- Included in the rate
Members Source Credit Union auto loan score
72
Auto loan score
Higher than 32% of U.S. banks and credit unions
- New vehicleNew5.25%
- Used vehicleUsed5.25%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Members Source Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans
Actual Annual Percentage Rate (APR) determined by borrower's credit score. Credit criteria must be met to qualify. APR listed includes discount of .25% for direct deposit and/or autopay and .25% for eStatements. 100% financing available for new and pre-owned vehicles. Flexible terms up to 84 months. No penalties for early payoff.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 3.99% | For vehicles 2016 & Newer. Includes 0.25% direct deposit/autopay discount and 0.25% eStatements discount. Approximate payment $29.40 per $1,000. |
| up to 48 months | 5.00% | For vehicles 2016 & Newer. Includes 0.25% direct deposit/autopay discount and 0.25% eStatements discount. Approximate payment $23.03 per $1,000. |
| up to 60 months | 5.25% | For vehicles 2020 & Newer. Includes 0.25% direct deposit/autopay discount and 0.25% eStatements discount. Approximate payment $19.00 per $1,000. |
| up to 72 months | 5.49% | For vehicles 2020 & Newer. Includes 0.25% direct deposit/autopay discount and 0.25% eStatements discount. Approximate payment $16.34 per $1,000. |
| up to 84 months | 6.00% | For vehicles 2025 & Newer. Includes 0.25% direct deposit/autopay discount and 0.25% eStatements discount. Approximate payment $14.61 per $1,000. |
Sources (4)
All captured Oct 5, 2026
Who can join Members Source Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives or works in Lake, Porter, Jasper, or LaPorte County.
Membership information collected October 5, 2026.