Credit union · Privately insured
Members Preferred Credit Union Credit Card Rates
Top CarrotMembers Preferred Credit Union credit cards start at 10.88% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Members Preferred Credit Union’s credit card rates compare
Compared with banks and credit unions near Idaho Falls, ID, where Members Preferred Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Members Preferred Credit Union
10.88%APR
- Up to
- 18.88% APR
Visa Credit Cards
Lowest rate
Goldenwest Credit Union
10.24%APR
- Up to
- 18.00% APR
3rd-lowest rate
ICCU
11.49%APR
- Up to
- 24.00% APR
Members Preferred Credit Union credit card score
80
Credit card score
Higher than 52% of U.S. banks and credit unions
- Purchase APRPurchase APR10.88%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Members Preferred Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Credit Cards
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 10.88%–18.88% | None | Revolving terms; on approved credit (OAC). |
Who can join Members Preferred Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, or worship in eligible counties in Idaho or Wyoming can qualify for membership.
Family and household
- Immediate family members of current credit union members are eligible to join.
Membership information collected October 4, 2026.