Credit union · NCUA insured
Goldenwest Credit Union Credit Card Rates
Top CarrotGoldenwest Credit Union credit cards start at 10.24% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Goldenwest Credit Union’s credit card rates compare
Compared with banks and credit unions near Ogden, UT, where Goldenwest Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Goldenwest Credit Union
10.24%APR
- Annual fee
- None
- Up to
- 18.00% APR
Visa Basic Credit Card
Lowest rate
Ascent Credit Union
8.71%APR
- Annual fee
- $50
- Up to
- —
2nd-lowest rate
Deseret First Credit Union
8.90%APR
- Annual fee
- None
- Up to
- —
Goldenwest Credit Union credit card score
81
Credit card score
Higher than 56% of U.S. banks and credit unions
- Purchase APRPurchase APR10.24%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Goldenwest Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Signature Credit Card
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 15.74% | None | With 1.5% Cash Back. Variable rate. Rate based on creditworthiness. 25-day grace period on purchases. Cash advance fee 1.50%. No balance transfer fee. |
Sources (1)
- gwcu.org/borrow/visa-cards/cre…ds/signature-credit-card · captured Oct 22, 2026
Simply Platinum Credit Card
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 11.75%–18.00% | None | Without Cash Rebate. Fixed rate. Rate when you open account, based on creditworthiness. 25-day grace period on purchases. Cash advance fee 1.50%. No balance transfer fee. |
| Ongoing | 14.75%–18.00% | None | With Cash Rebate. Fixed rate. Rate when you open account, based on creditworthiness. 25-day grace period on purchases. Cash advance fee 1.50%. No balance transfer fee. Rebate program up to 1% cash back on qualifying purchases based on annual spend. |
Sources (2)
All captured Oct 22, 2026
The Aggie Card
Features Utah State University designs; a percentage of proceeds are donated to the USU Alumni Association to support university programs.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 11.74%–18.00% | None | Variable rate. Rate when you open account, based on creditworthiness. 25-day grace period on purchases. Cash advance fee 1.50%. No balance transfer fee. |
Sources (1)
- gwcu.org/borrow/visa-cards/credit-cards · captured Oct 22, 2026
Visa Basic Credit Card
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 10.24%–18.00% | None | Variable rate. Rate when you open account, based on creditworthiness. 25-day grace period on purchases. Cash advance fee 1.50%. No balance transfer fee. |
Sources (2)
All captured Oct 22, 2026
Visa Rewards Credit Card
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 11.74%–18.00% | None | Variable rate. Rate when you open account, based on creditworthiness. 25-day grace period on purchases. Cash advance fee 1.50%. No balance transfer fee. |
Sources (2)
All captured Oct 22, 2026
Visa Share Secured Credit Card
Holds funds from a member's savings account as collateral to secure the credit card until it is closed.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 11.00% | None | Variable rate. 25-day grace period on purchases. Cash advance fee 1.50%. No balance transfer fee. |
Sources (2)
All captured Oct 22, 2026
Who can join Goldenwest Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.