Credit union · NCUA insured
ICCU Credit Card Rates
Top CarrotICCU credit cards start at 11.49% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How ICCU’s credit card rates compare
Compared with banks and credit unions near Boise City, ID, where ICCU has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
ICCU
11.49%APR
- Up to
- 24.00% APR
Platinum Visa® Credit Card
Lowest rate
Idaho United Credit Union
8.90%APR
- Up to
- 12.95% APR
2nd-lowest rate
Simplot Credit Union
9.99%APR
- Up to
- —
ICCU credit card score
76
Credit card score
Higher than 41% of U.S. banks and credit unions
- Purchase APRPurchase APR11.49%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where ICCU ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Platinum Visa® Credit Card
No annual fee and no balance transfer fees. Variable rate based on creditworthiness. Subject to credit approval.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 11.49%–24.00% | None | Variable APR as low as 11.49% up to 24.00% depending on creditworthiness. |
Sources (2)
All captured Oct 7, 2026
Premier Rewards Visa® Credit Card
No annual fee and no balance transfer fees. Subject to credit approval.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 0.00% | None | Introductory APR on new purchases for the first 6 months immediately following account opening. |
| Ongoing | 17.49%–24.00% | None | Variable APR applies after the 6-month intro period or based on card type and creditworthiness. |
Sources (2)
All captured Oct 7, 2026
Rewards Visa® Credit Card
No annual fee and no balance transfer fees. Subject to credit approval.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 0.00% | None | The 0% introductory APR on new purchases is only valid for the first 6 months immediately following account opening. |
| Ongoing | 13.49%–24.00% | None | Variable APR of 13.49% – 24.00% applies after 6-month intro period or based on card type and creditworthiness. |
Sources (2)
All captured Oct 7, 2026
Who can join ICCU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, work, worship or attend school in Cochise, Pima, Pinal, Greenlee, Graham, Santa Cruz, and Yuma Counties, Arizona are eligible for membership.
- Persons who live, work, or attend school in any Idaho county are eligible for membership.
- Persons who live, work, attend school, or are paid in Jackpot, Nevada are eligible for membership.
- Persons who live or work in, or organizations located within Baker, Malheur, Umatilla, Union, and Wallowa Counties, Oregon are eligible for membership.
- Persons who live or work in, or organizations located within all school districts located in the State of Washington, are eligible for membership.
Employers and groups
- Organizations or other legal entities located in Cochise, Pima, Pinal, Greenlee, Graham, Santa Cruz, and Yuma Counties, Arizona are eligible for membership.
13 more ways to join
Employers and groups
- Members of the association “Friends of Sabino Canyon” located in the state of Arizona are eligible for membership.
- Employees of the Credit Union and its wholly or jointly owned credit union service organizations are eligible for membership.
- Members of the GoWest Credit Union Association, its employees, and its chapters are eligible for membership.
- Employees and members of credit unions located in the State of Idaho are eligible for membership.
- All organizations operating with or without employees in any county in the State of Idaho are eligible for membership.
- Persons employed in any division, subsidiary or branch of the Micron Corporation and retirees of the same are eligible for membership.
Military, government and schools
- Employees and elected officials of the cities and towns in Cochise, Pima, Pinal, Greenlee, Graham, Santa Cruz, and Yuma Counties, Arizona are eligible for membership.
- City of Tucson public transit and Airport Authority employees are eligible for membership.
Family and household
- Immediate family members (spouse, child, sibling, parent, grandparent, grandchild, stepparent, step grandparent, stepchildren, stepsibling, adoptive relationships) and persons in a relationship in the same residence maintaining a single economic unit with eligible members of the Credit Union are eligible.
- Immediate family members (defined as spouse, child, sibling, parent, grandparent, grandchild, stepparent, step grandparent, stepchildren, stepsibling, adoptive relationships) and persons in a relationship in the same residence maintaining a single economic unit with eligible members of the Credit Union are eligible.
Other ways
- Retirees living in the state of Arizona are eligible for membership.
- Persons living in the state of Arizona who are sponsored by an existing member are eligible for membership.
- Trusts composed entirely of persons (settlor, trustee, and beneficiary) or irrevocable trusts of such persons who are eligible members of the Credit Union are eligible.
Cost to join
- Opening an account requires payment of a $5 one-time membership fee.
- Opening an account requires a $25 deposit into a Share Savings Account, which becomes the member's share of the Credit Union.
Membership information collected October 4, 2026.