Credit union · NCUA insured
MAX Credit Union Credit Card Rates
Top CarrotMAX Credit Union credit cards start at 13.49% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How MAX Credit Union’s credit card rates compare
Compared with banks and credit unions near Montgomery, AL, where MAX Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
MAX Credit Union
13.49%APR
- Up to
- 16.75% APR
MAX Visa
Lowest rate
Auburn University Credit Union
7.90%APR
- Up to
- —
2nd-lowest rate
ASE Credit Union
8.99%APR
- Up to
- 17.99% APR
MAX Credit Union credit card score
66
Credit card score
Higher than 15% of U.S. banks and credit unions
- Purchase APRPurchase APR13.49%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where MAX Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
MAX Secured Visa
Backed by your deposit account. Rates based on creditworthiness.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 13.00% | None | Based on creditworthiness. APR may be higher based on past and present credit performance. |
Sources (3)
- mymax.com/borrow/credit-card-benefits
- mymax.com/borrow/personal/credit-cards
- mymax.com/save/personal-financial-rates
All captured Oct 7, 2026
MAX Smart Rewards Visa
Points can be viewed in and redeemed through the Member Rewards program in MAX online banking. Rates based on creditworthiness.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 15.75%–18.00% | None | Based on creditworthiness. APR may be higher based on past and present credit performance. |
Sources (3)
- mymax.com/borrow/credit-card-benefits
- mymax.com/borrow/personal/credit-cards
- mymax.com/save/personal-financial-rates
All captured Oct 7, 2026
MAX Visa
Rates based on creditworthiness.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 13.49%–16.75% | None | Based on creditworthiness. APR may be higher based on past and present credit performance. |
Sources (3)
- mymax.com/borrow/credit-card-benefits
- mymax.com/borrow/personal/credit-cards
- mymax.com/save/personal-financial-rates
All captured Oct 7, 2026
MAX Visa Signature
Cashback on the Signature card is automatically deposited to the member's share account between the 1st and the 3rd of the month following the close of a statement. Rates based on creditworthiness.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 17.50%–18.00% | None | Based on creditworthiness. APR may be higher based on past and present credit performance. |
Sources (3)
- mymax.com/borrow/credit-card-benefits
- mymax.com/borrow/personal/credit-cards
- mymax.com/save/personal-financial-rates
All captured Oct 7, 2026
Who can join MAX Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.