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Credit union · NCUA insured

Auburn University Credit Union Credit Card Rates

Top Carrot, Carrot Score 98Top Carrot

Auburn University Credit Union credit cards start at 7.90% APR on purchases, after any introductory rate. Rates checked October 22, 2026.

How Auburn University Credit Union’s credit card rates compare

Compared with banks and credit unions near Auburn, AL, where Auburn University Credit Union has the most branches. Ongoing purchase APR, lowest first.

  • Top Carrot, Carrot Score 98

    This credit union’s lowest

    Auburn University Credit Union

    7.90%APR

    Annual fee
    None

    Mastercard Platinum Credit Card

  • 2nd-lowest rate

    Four Seasons Federal Credit Union

    7.90%APR

    Annual fee
    None

    Four Seasons Federal Credit Union rates

  • 3rd-lowest rate

    Liberty Bank

    9.96%APR

    Annual fee
    $30

    Liberty Bank rates

Compare credit card rates near you →

Auburn University Credit Union credit card score

93

Credit card score

Higher than 95% of U.S. banks and credit unions

By rate
  • Purchase APRPurchase APR7.90%

Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.

How the score works →

Where Auburn University Credit Union ranks

By credit card score, in each area where it has branches

Current credit card rates

Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.

Who can join Auburn University Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Where you live or work

  • Membership is open to individuals who live, work, worship, or attend school in Lee, Montgomery, Chambers, Pike, Barbour, Bullock, Macon, Elmore, Tallapoosa, Coosa, and Russell counties.

Employers and groups

  • Membership is open to Auburn Alumni Association life members.
  • Membership is open to Friends of the Foundation members residing in Alabama, Florida, or Georgia.

Military, government and schools

  • Membership is open to Auburn University or AUM alumni.
  • Membership is open to Auburn University and AUM students, employees, and their families.
  • Membership is open to City of Auburn employees and their families.
2 more ways to join

Military, government and schools

  • Membership is open to Auburn City School employees and their families.

Family and household

  • Membership is open to immediate family members of eligible members.

Membership information collected October 4, 2026.

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