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Credit union · NCUA insured

ASE Credit Union Credit Card Rates

Top Carrot, Carrot Score 98Top Carrot

ASE Credit Union credit cards start at 8.99% APR on purchases, after any introductory rate. Rates checked October 22, 2026.

How ASE Credit Union’s credit card rates compare

Compared with banks and credit unions near Montgomery, AL, where ASE Credit Union has the most branches. Ongoing purchase APR, lowest first.

  • Top Carrot, Carrot Score 98

    This credit union’s lowest

    ASE Credit Union

    8.99%APR

    Up to
    17.99% APR

    Visa® Credit Card

  • Top Carrot, Carrot Score 98

    Lowest rate

    Auburn University Credit Union

    7.90%APR

    Up to
    —

    Auburn University Credit Union rates

  • Top Carrot, Carrot Score 89

    3rd-lowest rate

    MONTGOMERY VA

    8.99%APR

    Up to
    17.99% APR

    MONTGOMERY VA rates

Compare credit card rates near you →

ASE Credit Union credit card score

88

Credit card score

Higher than 82% of U.S. banks and credit unions

By rate
  • Purchase APRPurchase APR8.99%

Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.

How the score works →

Where ASE Credit Union ranks

By credit card score, in each area where it has branches

Current credit card rates

Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.

Who can join ASE Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Where you live or work

  • Residents of Montgomery, Autauga, Butler, Bullock, Chilton, Crenshaw, Dallas, Elmore, Lowndes, Macon, and Pike counties in Alabama are eligible to join.

Employers and groups

  • Anyone employed and/or associated with ARSEA is eligible to join.
  • Anyone employed and/or associated with ASEA is eligible to join.

Military, government and schools

  • Current and retired employees of the State of Alabama, as well as anyone associated with the State of Alabama, are eligible to join.
  • Anyone employed and/or associated with Troy University - Montgomery is eligible to join.

Cost to join

  • Business membership requires a $100 minimum deposit to a Business Basic Savings account.
  • Personal membership can be started with a savings deposit of as little as $5.

Membership information collected October 4, 2026.

← ASE Credit Union overview