Credit union · NCUA insured
Massachusetts Family Credit Union Auto Loan Rates
Massachusetts Family Credit Union auto loans start at 5.99% APR for a new vehicle and 7.50% for a used one. Rates checked October 15, 2026.
How Massachusetts Family Credit Union’s auto loan rates compare
Compared with banks and credit unions near Boston, MA-NH, where Massachusetts Family Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Massachusetts Family Credit Union
5.99%APR
- Terms
- —
Automobile Loans
Lowest rate
Chelsea Employees Federal Credit Union
3.99%APR
- Terms
- up to 72 months
2nd-lowest rate
Hanscom Federal Credit Union
3.99%APR
- Terms
- up to 66 months
Massachusetts Family Credit Union auto loan score
64
Auto loan score
Higher than 10% of U.S. banks and credit unions
- New vehicleNew5.99%
- Used vehicleUsed7.50%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Massachusetts Family Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Automobile Loans
Our auto loans have 100% financing available for New/Used vehicles. Massachusetts Family Federal Credit Union (MFFCU) offers membership to all persons who live or work in the Essex and Middlesex County areas.
| Terms | APR | Conditions |
|---|---|---|
| — | 5.99% | New Vehicle |
| up to 60 months | 6.75% | New Vehicle (60 month) |
| — | 6.75% | New Vehicle (Over 60 Month) |
| — | 6.50% | Vehicle less than 3 years old |
| up to 48 months | 6.50% | Vehicle less than 3 years old (48 Month) |
| — | 7.50% | Used Automobile |
| — | 9.00% | Used Automobile (Over five Years) |
Sources (1)
- massfamilycu.com/loans · captured Oct 15, 2026
Who can join Massachusetts Family Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.