Credit union · NCUA insured
Maps Credit Union Auto Loan Rates
Maps Credit Union auto loans start at 5.49% APR for a new vehicle and 5.49% for a used one. Rates checked October 22, 2026.
How Maps Credit Union’s auto loan rates compare
Compared with banks and credit unions near Salem, OR, where Maps Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Maps Credit Union
5.49%APR
- Terms
- —
- Up to
- —
- Discount
- None included
Auto Loans
Lowest rate
Valley Credit Union
4.49%APR
- Terms
- up to 84 months
- Up to
- 17.99% APR
- Discount
- None included
2nd-lowest rate
First Community Credit Union
4.49%APR
- Terms
- up to 72 months
- Up to
- —
- Discount
- Included in the rate
Maps Credit Union auto loan score
73
Auto loan score
Higher than 34% of U.S. banks and credit unions
- New vehicleNew5.49%
- Used vehicleUsed5.49%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Maps Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans
All loans are subject to credit approval, a $60 loan origination fee, and a $10 membership fee if borrower is not already a member. Maps Credit Union membership required. Rates assume a 0.50% discount for automatic payments and electronic statements. Option with no payment for up to 90 days based on loan approval.
| Terms | APR | Conditions |
|---|---|---|
| up to 72 months | 5.49%–19.34% | Assumes a 0.50% discount for automatic payments and electronic statements. Rate depends on creditworthiness and qualifications. Rates good as of October 1, 2026. Option for no payment for up to 90 days. |
| 73–84 months | 5.99%–19.34% | Applies to New and Used Autos. Assumes a 0.50% discount for automatic payments and electronic statements. Rate depends on creditworthiness and qualifications. Repayment example: for a $20,000 new car loan for a term of 84 months with a 5.99% APR, monthly payment is $292.08. Rates good as of October 1, 2026. Option for no payment for up to 90 days. |
| — | 5.49% | Featured rate as low as 5.49% APR for New Auto Loans. Rates good as of October 1, 2026. |
Auto Refinance
Available for auto loans moved to Maps Credit Union from other financial institutions. Minimum loan amount to receive promotional rate is $5,000. Membership in credit union required. Subject to credit approval. Financing available for up to 84 months. Option for no payments for up to 90 days.
| Terms | APR | Conditions |
|---|---|---|
| up to 84 months | 4.99%–18.84% | Special promotional rate good as of 10/21/2026 for refinanced auto loans from other financial institutions and subject to change at anytime. Minimum loan amount to receive promotional rate is $5,000. Includes a 0.50% APR reduction for autopay with e-statements. Rates, terms, and conditions vary based on creditworthiness, qualifications, and collateral conditions. Repayment example is $16.10 per $1,000 borrowed, based on a new 72-month term. Repayment term is up to 84 months. Option for no payments for up to 90 days. Membership in credit union required. |
Sources (1)
- mapscu.com/personal/borrow/auto-rvs/auto-refinance · captured Oct 22, 2026
Who can join Maps Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.