Credit union · NCUA insured
Maps Credit Union Credit Card Rates
Maps Credit Union credit cards start at 12.25% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Maps Credit Union’s credit card rates compare
Compared with banks and credit unions near Salem, OR, where Maps Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Maps Credit Union
12.25%APR
- Up to
- 20.25% APR
Platinum Mastercard®
Lowest rate
IBEW/SJ Cascade Federal Credit Union
9.99%APR
- Up to
- —
2nd-lowest rate
Teamsters Council #37 Credit Union
9.99%APR
- Up to
- 17.99% APR
Maps Credit Union credit card score
71
Credit card score
Higher than 28% of U.S. banks and credit unions
- Purchase APRPurchase APR12.25%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Maps Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Cashback Mastercard®
Available to Maps Credit Union members. Membership requires living or working in the Greater Western Oregon Region / Willamette basin, a $5 minimum deposit in a Member Savings Account, and a one-time $10 membership fee.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 3.99% | None | Introductory Rate as low as 3.99% APR for purchases and balance transfers for 12 billing cycles based on credit criteria. |
| Ongoing | 14.25%–22.25% | None | Variable APR for purchases based on creditworthiness; rate varies with Prime rate. |
| Ongoing | 19.25%–27.25% | None | Variable Cash Advance APR based on creditworthiness; rate varies with Prime rate. Cash advance fee: 4% ($10 min/no max). |
Sources (3)
- mapscu.com/credit-cards-woodburn-or
- mapscu.com/credit-cards
- mapscu.com/personal/spend-save/credit-cards
All captured Oct 3, 2026
Platinum Mastercard®
Available to Maps Credit Union members. Membership requires living or working in the Greater Western Oregon Region / Willamette basin, a $5 minimum deposit in a Member Savings Account, and a one-time $10 membership fee.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 3.99% | None | Introductory Rate as low as 3.99% APR for purchases and balance transfers for 12 billing cycles based on credit criteria. |
| Intro, 12 months | 3.99% | None | Introductory Rate as low as 3.99% APR for purchases and balance transfers for 12 billing cycles based on credit criteria. Balance transfer fee: 3% ($10 min/no max). |
| Ongoing | 12.25%–20.25% | None | Variable APR for purchases based on creditworthiness; rate varies with Prime rate. |
| Ongoing | 17.25%–25.25% | None | Variable Cash Advance APR based on creditworthiness; rate varies with Prime rate. Cash advance fee: 4% ($10 min/no max). |
Sources (3)
- mapscu.com/credit-cards-woodburn-or
- mapscu.com/credit-cards
- mapscu.com/personal/spend-save/credit-cards
All captured Oct 3, 2026
World Mastercard®
Available to Maps Credit Union members. Membership requires living or working in the Greater Western Oregon Region / Willamette basin, a $5 minimum deposit in a Member Savings Account, and a one-time $10 membership fee.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 3.99% | $49 | Introductory Rate as low as 3.99% APR for purchases and balance transfers for 12 billing cycles based on credit criteria. Regular $49 annual fee is waived the first year, waivable with $10,000 or more in annual spending, or payable with reward points. |
| Intro, 12 months | 3.99% | $49 | Introductory Rate as low as 3.99% APR for purchases and balance transfers for 12 billing cycles based on credit criteria. Regular $49 annual fee is waived the first year, waivable with $10,000 or more in annual spending, or payable with reward points. Balance transfer fee: 3% ($10 min/no max). |
| Ongoing | 12.25%–16.25% | $49 | Variable APR for purchases based on creditworthiness; rate varies with Prime rate. Regular $49 annual fee is waived the first year, waivable with $10,000 or more in annual spending, or payable with reward points. |
| Ongoing | 17.25%–21.25% | $49 | Variable Cash Advance APR based on creditworthiness; rate varies with Prime rate. Regular $49 annual fee is waived the first year, waivable with $10,000 or more in annual spending, or payable with reward points. Cash advance fee: 4% ($10 min/no max). Foreign transaction fee is waived. |
Sources (3)
- mapscu.com/credit-cards-woodburn-or
- mapscu.com/credit-cards
- mapscu.com/personal/spend-save/credit-cards
All captured Oct 3, 2026
Who can join Maps Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.