Credit union · NCUA insured
Madison County Federal Credit Union Savings Rates
Madison County Federal Credit Union’s best savings rate is 0.10% APY on $10,000, with its REGULAR SHARE. Rates checked October 15, 2026.
How Madison County Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Indianapolis, IN, where Madison County Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Madison County Federal Credit Union
0.10%APY
- Minimum
- —
- Earns on $10,000 a year
- $10
SPECIAL SHARE
Top rate
CFBank
4.25%APY
- Minimum
- —
- Earns on $10,000 a year
- $425
2nd-highest rate
Northwest Bank
4.00%APY
- Minimum
- $1
- Earns on $10,000 a year
- $400
Madison County Federal Credit Union savings score
64
Savings score
Higher than 10% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.10%
- $100,000 balance$100,0000.10%
- QualifiedQualified0.10%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Madison County Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
REGULAR SHARE
0.10%APY
Fees may reduce earnings. Rate may change after the account is opened.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $50 and upFees may reduce earnings. Rate may change after the account is opened. | 0.10% | $10 | Fees may reduce earnings. Rate may change after the account is opened. |
| $10,000 and upFees may reduce earnings. Rate may change after the account is opened. | 0.10% | $10 | Fees may reduce earnings. Rate may change after the account is opened. |
Sources (1)
- madcofcu.org/rates · captured Sep 18, 2026
SPECIAL SHARE
0.10%APY
Fees may reduce earnings. Rate may change after the account is opened.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $50 and upFees may reduce earnings. Rate may change after the account is opened.$50 and up | 0.10% | $10 | Fees may reduce earnings. Rate may change after the account is opened. |
Sources (1)
- madcofcu.org/rates · captured Sep 18, 2026
Special-purpose accounts
CHRISTMAS CLUB
0.10%APY
Fees may reduce earnings. Rate may change after the account is opened.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $50 and upFees may reduce earnings. Rate may change after the account is opened. | 0.10% | $10 | Fees may reduce earnings. Rate may change after the account is opened. |
| $10,000 and upFees may reduce earnings. Rate may change after the account is opened. | 0.10% | $10 | Fees may reduce earnings. Rate may change after the account is opened. |
Sources (1)
- madcofcu.org/rates · captured Sep 18, 2026
Who can join Madison County Federal Credit Union
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