Credit union · NCUA insured
Lutheran FCU Savings Rates
Lutheran FCU’s best savings rate is 0.75% APY on $10,000, with its Savings Plus. Rates checked October 16, 2026.
How Lutheran FCU’s savings rates compare
Compared with banks and credit unions nationwide. $10,000, best rate first.
This credit union’s best
Lutheran FCU
0.75%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $75
Savings Plus
Top rate
NET Credit Union
6.00%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $600
2nd-highest rate
Westerra Credit Union
6.00%APY
- Requires
- Another account
- Minimum
- —
- Earns on $10,000 a year
- $600
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Savings Plus
0.75%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $999 | 0.10% | — |
| $1,000 – $4,999 | 0.25% | — |
| $5,000 and up | 0.75% | $75 |
Sources (1)
- lutheranfcu.org/accounts/personal-savings-accounts · captured Sep 17, 2026
Stewardship Savings
0.10%APY
Must be established to become a member of Lutheran Federal Credit Union. $1.00 opening deposit is funded by Lutheran Federal Credit Union.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceRate applies to average balance held in period.Any balance | 0.10% | $10 | Rate applies to average balance held in period. |
Sources (1)
- lutheranfcu.org/accounts/personal-savings-accounts · captured Sep 17, 2026
Who can join Lutheran FCU
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.