Credit union · NCUA insured
Lutheran FCU Auto Loan Rates
Lutheran FCU auto loan rates start at 4.32% APR. Rates checked October 16, 2026.
How Lutheran FCU’s auto loan rates compare
Compared with banks and credit unions nationwide. New vehicle, lowest advertised APR first.
This credit union’s lowest
Lutheran FCU
4.32%APR
- Terms
- —
Auto Loans
Lowest rate
SUNY Fredonia Federal Credit Union
1.90%APR
- Terms
- 12–60 months
2nd-lowest rate
Longshoremen's Local 4 Federal Credit Union
1.99%APR
- Terms
- up to 84 months
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans
Loans available for new and used vehicles up to 10 years old from auto dealers in all 50 states (no private party purchases) and refinances. Finance up to 125% of J.D. Power retail value subject to credit review. One-time $50 processing fee charged on automobile purchase loans. Lowest rate requires qualifying credit and underwriting criteria.
| Terms | APR | Conditions |
|---|---|---|
| — | 4.32% | Fixed-rate starting APR for qualified borrowers based on underwriting criteria and term of loan. Available for new and used vehicles up to 10 years old. One-time $50 processing fee applies on purchase loans. |
Sources (3)
All captured Oct 5, 2026
Who can join Lutheran FCU
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